Net margin is calculated as Net Income divided by its Revenue. Banco Davivienda's Net Income for the
three
months ended in Mar. 2026 was COP285,382 Mil. Banco Davivienda's Revenue for the
three
months ended in Mar. 2026 was COP3,479,149 Mil. Therefore, Banco Davivienda's net margin for the quarter that ended in Mar. 2026 was 8.20%.
The historical rank and industry rank for Banco Davivienda's Net Margin % or its related term are showing as below:
BOG:PFDAVVNDA'
s Net Margin % Range Over the Past 10 Years
Min: -2.62 Med: 10.44 Max: 25.55
Current: 10.03
BOG:PFDAVVNDA's Net Margin % is ranked worse than 87.84% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs BOG:PFDAVVNDA: 10.03
Banco Davivienda (BOG:PFDAVVNDA) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Banco Davivienda Net Margin % Related Terms
Banco Davivienda Net Margin % Historical Data
* Premium members only.
The historical data trend for Banco Davivienda's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOG:PFDAVVNDA vs PNC, USB: Net Margin % Comparison
For the Banks - Regional subindustry, Banco Davivienda's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Davivienda Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Davivienda's Net Margin % distribution charts can be found below:
* The bar in red indicates where Banco Davivienda's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Davivienda (BOG:PFDAVVNDA) has a Net Margin % of 8.20% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Banco Davivienda and its competitors. This is 21% below median its historical median of 10.44. According to the industry distribution chart, Banco Davivienda ranks #1344 out of 1530 companies in the Banks industry, placing it in the top 87.8%.
Is Banco Davivienda's Net Margin % too high?
Banco Davivienda's current Net Margin % of 8.20% is 21% below median its 10-year median of 10.44. The Banks industry median Net Margin % is 26.85. Banco Davivienda's value of 8.20% is 69.5% below this industry median. Based on the distribution chart, Banco Davivienda ranks #1344 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Davivienda has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Davivienda's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Davivienda ranks #1344 out of 1530 companies for Net Margin %. This places Banco Davivienda in the lower half of its industry. The industry median Net Margin % is 26.85. Banco Davivienda's value of 8.20% is 69.5% below this benchmark. While the company's 10-year median is 10.44 vs. the industry median of 26.85, Banco Davivienda has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Davivienda's current Net Margin % of 8.20% is 69.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco Davivienda and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Davivienda's current Net Margin % is 8.20%, which is 21% below median its own 10-year median of 10.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Davivienda stock overvalued right now?
Based on GuruFocus' analysis, Banco Davivienda (BOG:PFDAVVNDA) is currently considered Modestly Overvalued. The stock's GF Value™ is COP19,877.90, compared to a current price of COP24,000.00 — trading 20.7% above its estimated fair value. The current Net Margin % is 8.20%, which is 21% below median its 10-year median of 10.44 and 69.5% below the Banks industry median of 26.85. Banco Davivienda's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco Davivienda (BOG:PFDAVVNDA), the current Net Margin % is 8.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Davivienda (BOG:PFDAVVNDA) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Davivienda stock appears to be overvalued.
The current stock price of COP24,000.00 is trading 20.7% above its estimated GF Value™ of COP19,877.90.
GuruFocus considers Banco Davivienda to be Modestly Overvalued.
Key valuation signals for BOG:PFDAVVNDA:
Net Margin %: 8.20% (21% below median its 10-year median of 10.44)
GF Value™: COP19,877.90 vs. price of COP24,000.00 (20.7% above fair value)
Industry Position: 69.5% below the Banks median (#1344 of 1530)
No single metric tells the full story. See the BOG:PFDAVVNDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Davivienda SA is engaged in banking services. The company's operating segment includes Retail Banking, Business, ALM and International. It generates maximum Interest income from the Retail Banking segment. The company's products and services include savings and investment products, corporate money market accounts, and others.
52GF Score
Get the complete analysis for BOG:PFDAVVNDA
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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