Banco Davivienda (BOG:PFDAVVNDA) Scaled Net Operating Assets: 0.12 (As of Mar. 2026)


BOG:PFDAVVNDA Banco Davivienda SA BOG:PFDAVVNDA
55 GF Score
Price COP24,780.00
GF Value COP19,960.69
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Banco Davivienda Scaled Net Operating Assets?

Banco Davivienda BOG:PFDAVVNDA +3.34% 55 Scaled Net Operating Assets is 0.12 as of Mar. 2026. GuruFocus rates BOG:PFDAVVNDA with a GF Score™ of 55/100 and a GF Value™ of COP19,960.69 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco Davivienda's operating assets for the quarter that ended in Mar. 2026 was COP206,860,609 Mil. Banco Davivienda's operating liabilities for the quarter that ended in Mar. 2026 was COP181,039,454 Mil. Banco Davivienda's Total Assets for the quarter that ended in Dec. 2025 was COP224,497,883 Mil. Therefore, Banco Davivienda's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.12.

BOG:PFDAVVNDA
55GF Score
Banco Davivienda SA BOG:PFDAVVNDA
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Davivienda Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco Davivienda's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(198824835-176247050)/191327286
=0.12

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=224497883 - 25673048
=198824835

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=205651604 - 29404554 - 0
=176247050

Banco Davivienda's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(206860609-181039454)/224497883
=0.12

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=228468951 - 21608342
=206860609

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=209340921 - 28301467 - 0
=181039454

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.12 mean?
Banco Davivienda (BOG:PFDAVVNDA) has a Scaled Net Operating Assets of 0.12 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco Davivienda and its competitors.
Is Banco Davivienda's Scaled Net Operating Assets too high?
Banco Davivienda's current Scaled Net Operating Assets is 0.12. Overall, Banco Davivienda has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Davivienda's Scaled Net Operating Assets compare to PNC and USB?
Banco Davivienda's Scaled Net Operating Assets of 0.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco Davivienda and its competitors. Banco Davivienda's current Scaled Net Operating Assets is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Davivienda stock overvalued right now?
Based on GuruFocus' analysis, Banco Davivienda (BOG:PFDAVVNDA) is currently considered Modestly Overvalued. The stock's GF Value™ is COP19,960.69, compared to a current price of COP24,780.00 — trading 24.1% above its estimated fair value. The current Scaled Net Operating Assets is 0.12. Banco Davivienda's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banco Davivienda (BOG:PFDAVVNDA), the current Scaled Net Operating Assets is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Davivienda (BOG:PFDAVVNDA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Davivienda stock appears to be overvalued. The current stock price of COP24,780.00 is trading 24.1% above its estimated GF Value™ of COP19,960.69. GuruFocus considers Banco Davivienda to be Modestly Overvalued.

Key valuation signals for BOG:PFDAVVNDA:

  • Scaled Net Operating Assets: 0.12
  • GF Value™: COP19,960.69 vs. price of COP24,780.00 (24.1% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the BOG:PFDAVVNDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Davivienda Business Description

Address Avenida El Dorado No. 68C - 61 Of 901, Central Tower, Bogota, COL
Banco Davivienda SA is engaged in banking services. The company's operating segment includes Retail Banking, Business, ALM and International. It generates maximum Interest income from the Retail Banking segment. The company's products and services include savings and investment products, corporate money market accounts, and others.
55GF Score

Get the complete analysis for BOG:PFDAVVNDA

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP24,780.00
Price
COP19,960.69
GF Value