Banco Davivienda (BOG:PFDAVVNDA) FCF Margin %: -75.94% (As of Mar. 2026)


BOG:PFDAVVNDA Banco Davivienda SA BOG:PFDAVVNDA
52 GF Score
Price COP24,000.00
GF Value COP19,877.90
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Banco Davivienda FCF Margin %?

Banco Davivienda BOG:PFDAVVNDA +0.42% 52 FCF Margin % is -75.94% as of Mar. 2026. GuruFocus rates BOG:PFDAVVNDA with a GF Score™ of 52/100 and a GF Value™ of COP19,877.90 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,508 Banks companies, Banco Davivienda ranks worse than 75.8% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Banco Davivienda's Free Cash Flow for the three months ended in Mar. 2026 was COP-2,642,134 Mil. Banco Davivienda's Revenue for the three months ended in Mar. 2026 was COP3,479,149 Mil. Therefore, Banco Davivienda's FCF Margin % for the quarter that ended in Mar. 2026 was -75.94%.

As of today, Banco Davivienda's current FCF Yield % is -5.57%.

The historical rank and industry rank for Banco Davivienda's FCF Margin % or its related term are showing as below:

BOG:PFDAVVNDA' s FCF Margin % Range Over the Past 10 Years
Min: -23   Med: 7.33   Max: 44.74
Current: -4.29


During the past 13 years, the highest FCF Margin % of Banco Davivienda was 44.74%. The lowest was -23.00%. And the median was 7.33%.

BOG:PFDAVVNDA's FCF Margin % is ranked worse than
75.8% of 1508 companies
in the Banks industry
Industry Median: 26.355 vs BOG:PFDAVVNDA: -4.29


Banco Davivienda FCF Margin % Related Terms


Banco Davivienda FCF Margin % Historical Data

* Premium members only.

The historical data trend for Banco Davivienda's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Davivienda FCF Margin % Chart

Banco Davivienda Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.51 -1.20 44.74 25.18 29.37

Banco Davivienda Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 79.33 -21.07 -14.44 56.60 -75.94

BOG:PFDAVVNDA vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Banco Davivienda's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Davivienda FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Davivienda's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Banco Davivienda's FCF Margin % falls into.


BOG:PFDAVVNDA
52GF Score
Banco Davivienda SA BOG:PFDAVVNDA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Davivienda FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Banco Davivienda's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4402097/14988194
=29.37 %

Banco Davivienda's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-2642134/3479149
=-75.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -75.94% mean?
Banco Davivienda (BOG:PFDAVVNDA) has a FCF Margin % of -75.94% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Davivienda and its competitors. According to the industry distribution chart, Banco Davivienda ranks #1143 out of 1508 companies in the Banks industry, placing it in the top 75.8%.
Is Banco Davivienda's FCF Margin % too high?
Banco Davivienda's current FCF Margin % is -75.94%. Based on the distribution chart, Banco Davivienda ranks #1143 out of 1508 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Davivienda has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Davivienda's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Davivienda ranks #1143 out of 1508 companies for FCF Margin %. This places Banco Davivienda in the lower half of its industry. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Davivienda and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Davivienda's current FCF Margin % is -75.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Davivienda stock overvalued right now?
Based on GuruFocus' analysis, Banco Davivienda (BOG:PFDAVVNDA) is currently considered Modestly Overvalued. The stock's GF Value™ is COP19,877.90, compared to a current price of COP24,000.00 — trading 20.7% above its estimated fair value. The current FCF Margin % is -75.94%. Banco Davivienda's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banco Davivienda (BOG:PFDAVVNDA), the current FCF Margin % is -75.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Davivienda (BOG:PFDAVVNDA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Davivienda stock appears to be overvalued. The current stock price of COP24,000.00 is trading 20.7% above its estimated GF Value™ of COP19,877.90. GuruFocus considers Banco Davivienda to be Modestly Overvalued.

Key valuation signals for BOG:PFDAVVNDA:

  • FCF Margin %: -75.94%
  • GF Value™: COP19,877.90 vs. price of COP24,000.00 (20.7% above fair value)
  • GF Score™: 52/100 with 3 warning signs

No single metric tells the full story. See the BOG:PFDAVVNDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Davivienda Business Description

Address Avenida El Dorado No. 68C - 61 Of 901, Central Tower, Bogota, COL
Banco Davivienda SA is engaged in banking services. The company's operating segment includes Retail Banking, Business, ALM and International. It generates maximum Interest income from the Retail Banking segment. The company's products and services include savings and investment products, corporate money market accounts, and others.
52GF Score

Get the complete analysis for BOG:PFDAVVNDA

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP24,000.00
Price
COP19,877.90
GF Value