Banco Davivienda (BOG:PFDAVVNDA) Moat Score: 0/10 (As of Jul. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOG:PFDAVVNDA Banco Davivienda SA BOG:PFDAVVNDA
56 GF Score
Price COP24,820.00
GF Value COP19,993.81
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Banco Davivienda Moat Score?

Banco Davivienda has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Banco Davivienda has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Banco Davivienda might have No Moat - No discernible moat.

Banco Davivienda  (BOG:PFDAVVNDA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Banco Davivienda Moat Score Related Terms

BOG:PFDAVVNDA
56GF Score
Banco Davivienda SA BOG:PFDAVVNDA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Banco Davivienda (BOG:PFDAVVNDA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Davivienda stock appears to be overvalued. The current stock price of COP24,820.00 is trading 24.1% above its estimated GF Value™ of COP19,993.81. GuruFocus considers Banco Davivienda to be Modestly Overvalued.

Key valuation signals for BOG:PFDAVVNDA:

  • Moat Score: 0
  • GF Value™: COP19,993.81 vs. price of COP24,820.00 (24.1% above fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the BOG:PFDAVVNDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Davivienda Business Description

Address Avenida El Dorado No. 68C - 61 Of 901, Central Tower, Bogota, COL
Banco Davivienda SA is engaged in banking services. The company's operating segment includes Retail Banking, Business, ALM and International. It generates maximum Interest income from the Retail Banking segment. The company's products and services include savings and investment products, corporate money market accounts, and others.
56GF Score

Get the complete analysis for BOG:PFDAVVNDA

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP24,820.00
Price
COP19,993.81
GF Value