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What is Enterprise Financial Services Group Debt-to-Equity?
Enterprise Financial Services GroupEFSG 41 Debt-to-Equity is 1.53 as of Mar. 2026, which is 12% below its 10-year median of 1.73. GuruFocus rates EFSG with a GF Score™ of 41/100 and a GF Value™ of $21.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,421 Banks companies, Enterprise Financial Services Group ranks worse than 78.25% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
EFSG'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.43 Med: 1.73 Max: 4.27
Current: 1.53
During the past 9 years, the highest Debt-to-Equity Ratio of Enterprise Financial Services Group was 4.27. The lowest was 1.43. And the median was 1.73.
EFSG's Debt-to-Equity is ranked worse than 78.25% of 1421
companies
in the Banks industry
Industry Median: 0.57
vs EFSG: 1.53
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Enterprise Financial Services Group Debt-to-Equity Related Terms
Enterprise Financial Services Group Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Financial Services Group Debt-to-Equity Chart
EFSG vs BHDB, HCKG, EXCH: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Enterprise Financial Services Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Financial Services Group Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Enterprise Financial Services Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Enterprise Financial Services Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Financial Services Group (EFSG) has a Debt-to-Equity of 1.53 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Enterprise Financial Services Group and its competitors. This is 12% below median its historical median of 1.73. Over the past decade, Enterprise Financial Services Group's Debt-to-Equity has ranged from 1.43 to 4.27. According to the industry distribution chart, Enterprise Financial Services Group ranks #1112 out of 1421 companies in the Banks industry, placing it in the top 78.3%.
Is Enterprise Financial Services Group's Debt-to-Equity too high?
Enterprise Financial Services Group's current Debt-to-Equity of 1.53 is 12% below median its 10-year median of 1.73. Over the past 10 years, this metric has ranged from a low of 1.43 to a high of 4.27. The Banks industry median Debt-to-Equity is 0.57. Enterprise Financial Services Group's value of 1.53 is 168.4% above this industry median. Based on the distribution chart, Enterprise Financial Services Group ranks #1112 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Enterprise Financial Services Group has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services Group's Debt-to-Equity compare to BHDB and HCKG?
According to the Banks industry distribution chart, Enterprise Financial Services Group ranks #1112 out of 1421 companies for Debt-to-Equity. This places Enterprise Financial Services Group in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Enterprise Financial Services Group's value of 1.53 is 168.4% above this benchmark. Historically, Enterprise Financial Services Group's own Debt-to-Equity has ranged from 1.43 to 4.27 over the past decade. While the company's 10-year median is 1.73 vs. the industry median of 0.57, Enterprise Financial Services Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services Group's current Debt-to-Equity of 1.53 is 168.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Enterprise Financial Services Group and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services Group's current Debt-to-Equity is 1.53, which is 12% below median its own 10-year median of 1.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services Group (EFSG) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.69, compared to a current price of $32.00 — trading 47.5% above its estimated fair value. The current Debt-to-Equity is 1.53, which is 12% below median its 10-year median of 1.73 and 168.4% above the Banks industry median of 0.57. Enterprise Financial Services Group's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Enterprise Financial Services Group (EFSG), the current Debt-to-Equity is 1.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Financial Services Group (EFSG) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Financial Services Group stock appears to be overvalued.
The current stock price of $32.00 is trading 47.5% above its estimated GF Value™ of $21.69.
GuruFocus considers Enterprise Financial Services Group to be Significantly Overvalued.
Key valuation signals for EFSG:
Debt-to-Equity: 1.53 (12% below median its 10-year median of 1.73)
GF Value™: $21.69 vs. price of $32.00 (47.5% above fair value)
Industry Position: 168.4% above the Banks median (#1112 of 1421)
No single metric tells the full story. See the EFSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Financial Services Group Inc is a bank holding company. The company, through its holding, provides banking products and services including personal banking, business banking, business financing, insurance and commercial loans. The primary source of revenue is from providing commercial loans to business customers located within Allegheny and its bi-contiguous counties.
41GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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