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What is Enterprise Financial Services Group Net Margin %?
Enterprise Financial Services GroupEFSG 41 Net Margin % is 19.04% as of Mar. 2026, which is 9% above its 10-year median of 17.40. GuruFocus rates EFSG with a GF Score™ of 41/100 and a GF Value™ of $21.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,525 Banks companies, Enterprise Financial Services Group ranks worse than 73.44% on this metric.
Enterprise Financial Services Group (OTCPK:EFSG) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Enterprise Financial Services Group Net Margin % Related Terms
Enterprise Financial Services Group Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Financial Services Group Net Margin % Chart
For the Banks - Regional subindustry, Enterprise Financial Services Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Financial Services Group Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Enterprise Financial Services Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Enterprise Financial Services Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Financial Services Group (EFSG) has a Net Margin % of 19.04% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Enterprise Financial Services Group and its competitors. This is near median its historical median of 17.40. Over the past decade, Enterprise Financial Services Group's Net Margin % has ranged from 11.64 to 22.93. According to the industry distribution chart, Enterprise Financial Services Group ranks #1120 out of 1525 companies in the Banks industry, placing it in the top 73.4%.
Is Enterprise Financial Services Group's Net Margin % too high?
Enterprise Financial Services Group's current Net Margin % of 19.04% is near median its 10-year median of 17.40. Over the past 10 years, this metric has ranged from a low of 11.64 to a high of 22.93. The Banks industry median Net Margin % is 27.08. Enterprise Financial Services Group's value of 19.04% is 29.7% below this industry median. Based on the distribution chart, Enterprise Financial Services Group ranks #1120 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Enterprise Financial Services Group has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services Group's Net Margin % compare to BHDB and HCKG?
According to the Banks industry distribution chart, Enterprise Financial Services Group ranks #1120 out of 1525 companies for Net Margin %. This places Enterprise Financial Services Group in the lower half of its industry. The industry median Net Margin % is 27.08. Enterprise Financial Services Group's value of 19.04% is 29.7% below this benchmark. Historically, Enterprise Financial Services Group's own Net Margin % has ranged from 11.64 to 22.93 over the past decade. While the company's 10-year median is 17.40 vs. the industry median of 27.08, Enterprise Financial Services Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.08, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services Group's current Net Margin % of 19.04% is 29.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Enterprise Financial Services Group and its competitors. For the Banks industry, the median Net Margin % is 27.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services Group's current Net Margin % is 19.04%, which is near median its own 10-year median of 17.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services Group (EFSG) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.69, compared to a current price of $32.00 — trading 47.5% above its estimated fair value. The current Net Margin % is 19.04%, which is near median its 10-year median of 17.40 and 29.7% below the Banks industry median of 27.08. Enterprise Financial Services Group's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Enterprise Financial Services Group (EFSG), the current Net Margin % is 19.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Financial Services Group (EFSG) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Financial Services Group stock appears to be overvalued.
The current stock price of $32.00 is trading 47.5% above its estimated GF Value™ of $21.69.
GuruFocus considers Enterprise Financial Services Group to be Significantly Overvalued.
Key valuation signals for EFSG:
Net Margin %: 19.04% (near median its 10-year median of 17.40)
GF Value™: $21.69 vs. price of $32.00 (47.5% above fair value)
Industry Position: 29.7% below the Banks median (#1120 of 1525)
No single metric tells the full story. See the EFSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Financial Services Group Inc is a bank holding company. The company, through its holding, provides banking products and services including personal banking, business banking, business financing, insurance and commercial loans. The primary source of revenue is from providing commercial loans to business customers located within Allegheny and its bi-contiguous counties.
41GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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