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What is Enterprise Financial Services Group PEG Ratio?
Enterprise Financial Services GroupEFSG 41 PEG Ratio is 1.36 as of Aug. 03, 2026, which is 31% above its 10-year median of 1.04. GuruFocus rates EFSG with a GF Score™ of 41/100 and a GF Value™ of $21.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,230 Banks companies, Enterprise Financial Services Group ranks better than 55.04% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Enterprise Financial Services Group (OTCPK:EFSG) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Enterprise Financial Services Group PEG Ratio Related Terms
Enterprise Financial Services Group PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Financial Services Group PEG Ratio Chart
For the Banks - Regional subindustry, Enterprise Financial Services Group's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Financial Services Group PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Enterprise Financial Services Group's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Enterprise Financial Services Group's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Enterprise Financial Services Group (EFSG) has a PEG Ratio of 1.36 as of Aug. 03, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Enterprise Financial Services Group and its competitors. This is 31% above median its historical median of 1.04. Over the past decade, Enterprise Financial Services Group's PEG Ratio has ranged from 0.71 to 1.62. According to the industry distribution chart, Enterprise Financial Services Group ranks #553 out of 1230 companies in the Banks industry, placing it in the top 45%.
Is Enterprise Financial Services Group's PEG Ratio too high?
Enterprise Financial Services Group's current PEG Ratio of 1.36 is 31% above median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 1.62. The Banks industry median PEG Ratio is 1.56. Enterprise Financial Services Group's value of 1.36 is 12.8% below this industry median. Based on the distribution chart, Enterprise Financial Services Group ranks #553 out of 1230 companies in the Banks industry, which is above the industry midpoint. Overall, Enterprise Financial Services Group has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services Group's PEG Ratio compare to BHDB and HCKG?
According to the Banks industry distribution chart, Enterprise Financial Services Group ranks #553 out of 1230 companies for PEG Ratio. This puts Enterprise Financial Services Group in the upper half of its industry. The industry median PEG Ratio is 1.56. Enterprise Financial Services Group's value of 1.36 is 12.8% below this benchmark. Historically, Enterprise Financial Services Group's own PEG Ratio has ranged from 0.71 to 1.62 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 1.56, Enterprise Financial Services Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services Group's current PEG Ratio of 1.36 is 12.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Enterprise Financial Services Group and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services Group's current PEG Ratio is 1.36, which is 31% above median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services Group (EFSG) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.69, compared to a current price of $32.00 — trading 47.5% above its estimated fair value. The current PEG Ratio is 1.36, which is 31% above median its 10-year median of 1.04 and 12.8% below the Banks industry median of 1.56. Enterprise Financial Services Group's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Enterprise Financial Services Group (EFSG), the current PEG Ratio is 1.36 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Financial Services Group (EFSG) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Financial Services Group stock appears to be overvalued.
The current stock price of $32.00 is trading 47.5% above its estimated GF Value™ of $21.69.
GuruFocus considers Enterprise Financial Services Group to be Significantly Overvalued.
Key valuation signals for EFSG:
PEG Ratio: 1.36 (31% above median its 10-year median of 1.04)
GF Value™: $21.69 vs. price of $32.00 (47.5% above fair value)
Industry Position: 12.8% below the Banks median (#553 of 1230)
No single metric tells the full story. See the EFSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Financial Services Group Inc is a bank holding company. The company, through its holding, provides banking products and services including personal banking, business banking, business financing, insurance and commercial loans. The primary source of revenue is from providing commercial loans to business customers located within Allegheny and its bi-contiguous counties.
41GF Score
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