EFSG (Enterprise Financial Services Group) FCF Yield %: 4.48 (As of Aug. 03, 2026) — 72% Below Median

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EFSG Enterprise Financial Services Group Inc EFSG
41 GF Score
Price $32.00
GF Value $21.69
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Enterprise Financial Services Group FCF Yield %?

Enterprise Financial Services Group EFSG 41 FCF Yield % is 4.48 as of Aug. 03, 2026, which is 72% below its 10-year median of 16.03. GuruFocus rates EFSG with a GF Score™ of 41/100 and a GF Value™ of $21.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, Enterprise Financial Services Group ranks worse than 63.62% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Enterprise Financial Services Group's Trailing 12-Month Free Cash Flow is $1.72 Mil, and Market Cap is $38.41 Mil. Therefore, Enterprise Financial Services Group's FCF Yield % for today is 4.48%.

The historical rank and industry rank for Enterprise Financial Services Group's FCF Yield % or its related term are showing as below:

EFSG' s FCF Yield % Range Over the Past 10 Years
Min: 4.48   Med: 16.03   Max: 56.99
Current: 4.48


During the past 9 years, the highest FCF Yield % of Enterprise Financial Services Group was 56.99%. The lowest was 4.48%. And the median was 16.03%.

EFSG's FCF Yield % is ranked worse than
63.62% of 1501 companies
in the Banks industry
Industry Median: 7.92 vs EFSG: 4.48

Enterprise Financial Services Group's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Enterprise Financial Services Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Enterprise Financial Services Group FCF Yield % Related Terms


Enterprise Financial Services Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for Enterprise Financial Services Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Financial Services Group FCF Yield % Chart

Enterprise Financial Services Group Annual Data
Trend Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only 12.96 8.00 24.59 18.45 6.99

Enterprise Financial Services Group Semi-Annual Data
Sep17 Sep18 Sep19 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

EFSG vs BHDB, HCKG, EXCH: FCF Yield % Comparison

For the Banks - Regional subindustry, Enterprise Financial Services Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enterprise Financial Services Group FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Enterprise Financial Services Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Enterprise Financial Services Group's FCF Yield % falls into.


EFSG
41GF Score
Enterprise Financial Services Group Inc EFSG
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Enterprise Financial Services Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Enterprise Financial Services Group's FCF Yield % for the fiscal year that ended in Sep. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=1.721 / 24.612
=6.99%

Enterprise Financial Services Group's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 2 / 31.044
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 4.48 mean?
Enterprise Financial Services Group (EFSG) has a FCF Yield % of 4.48 as of Aug. 03, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Enterprise Financial Services Group and its competitors. This is 72% below median its historical median of 16.03. Over the past decade, Enterprise Financial Services Group's FCF Yield % has ranged from 4.48 to 56.99. According to the industry distribution chart, Enterprise Financial Services Group ranks #955 out of 1501 companies in the Banks industry, placing it in the top 63.6%.
Is Enterprise Financial Services Group's FCF Yield % too high?
Enterprise Financial Services Group's current FCF Yield % of 4.48 is 72% below median its 10-year median of 16.03. Over the past 10 years, this metric has ranged from a low of 4.48 to a high of 56.99. The Banks industry median FCF Yield % is 7.92. Enterprise Financial Services Group's value of 4.48 is 43.4% below this industry median. Based on the distribution chart, Enterprise Financial Services Group ranks #955 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Enterprise Financial Services Group has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services Group's FCF Yield % compare to BHDB and HCKG?
According to the Banks industry distribution chart, Enterprise Financial Services Group ranks #955 out of 1501 companies for FCF Yield %. This places Enterprise Financial Services Group in the lower half of its industry. The industry median FCF Yield % is 7.92. Enterprise Financial Services Group's value of 4.48 is 43.4% below this benchmark. Historically, Enterprise Financial Services Group's own FCF Yield % has ranged from 4.48 to 56.99 over the past decade. While the company's 10-year median is 16.03 vs. the industry median of 7.92, Enterprise Financial Services Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.92, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services Group's current FCF Yield % of 4.48 is 43.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Enterprise Financial Services Group and its competitors. For the Banks industry, the median FCF Yield % is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services Group's current FCF Yield % is 4.48, which is 72% below median its own 10-year median of 16.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services Group (EFSG) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.69, compared to a current price of $32.00 — trading 47.5% above its estimated fair value. The current FCF Yield % is 4.48, which is 72% below median its 10-year median of 16.03 and 43.4% below the Banks industry median of 7.92. Enterprise Financial Services Group's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Enterprise Financial Services Group (EFSG), the current FCF Yield % is 4.48 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enterprise Financial Services Group (EFSG) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Financial Services Group stock appears to be overvalued. The current stock price of $32.00 is trading 47.5% above its estimated GF Value™ of $21.69. GuruFocus considers Enterprise Financial Services Group to be Significantly Overvalued.

Key valuation signals for EFSG:

  • FCF Yield %: 4.48 (72% below median its 10-year median of 16.03)
  • GF Value™: $21.69 vs. price of $32.00 (47.5% above fair value)
  • GF Score™: 41/100 with 6 warning signs
  • Industry Position: 43.4% below the Banks median (#955 of 1501)

No single metric tells the full story. See the EFSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enterprise Financial Services Group Business Description

Address 4091 Mount Royal Boulevard, Allison Park, PA, USA, 15101-2917
Enterprise Financial Services Group Inc is a bank holding company. The company, through its holding, provides banking products and services including personal banking, business banking, business financing, insurance and commercial loans. The primary source of revenue is from providing commercial loans to business customers located within Allegheny and its bi-contiguous counties.
41GF Score

Get the complete analysis for EFSG

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.00
Price
$21.69
GF Value