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What is Enterprise Financial Services Group PB Ratio?
Enterprise Financial Services GroupEFSG 41 PB Ratio is 0.94 as of Aug. 03, 2026, which is 81% above its 10-year median of 0.52. GuruFocus rates EFSG with a GF Score™ of 41/100 and a GF Value™ of $21.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,514 Banks companies, Enterprise Financial Services Group ranks better than 64.66% on this metric.
EFSG's PB Ratio is ranked better than 64.66% of 1514
companies
in the Banks industry
Industry Median: 1.11
vs EFSG: 0.94
During the past 12 months, Enterprise Financial Services Group's average Book Value Per Share Growth Rate was 7.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.10% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Enterprise Financial Services Group was 9.50% per year. The lowest was 4.70% per year. And the median was 6.05% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Enterprise Financial Services Group PB Ratio Related Terms
Enterprise Financial Services Group PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Financial Services Group PB Ratio Chart
For the Banks - Regional subindustry, Enterprise Financial Services Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Financial Services Group PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Enterprise Financial Services Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Enterprise Financial Services Group's PB Ratio falls into.
Enterprise Financial Services Group PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Enterprise Financial Services Group (EFSG) has a PB Ratio of 0.94 as of Aug. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Enterprise Financial Services Group and its competitors. This is 81% above median its historical median of 0.52. Over the past decade, Enterprise Financial Services Group's PB Ratio has ranged from 0.24 to 0.97. According to the industry distribution chart, Enterprise Financial Services Group ranks #535 out of 1514 companies in the Banks industry, placing it in the top 35.3%.
Is Enterprise Financial Services Group's PB Ratio too high?
Enterprise Financial Services Group's current PB Ratio of 0.94 is 81% above median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.97. The Banks industry median PB Ratio is 1.11. Enterprise Financial Services Group's value of 0.94 is 15.3% below this industry median. Based on the distribution chart, Enterprise Financial Services Group ranks #535 out of 1514 companies in the Banks industry, which is above the industry midpoint. Overall, Enterprise Financial Services Group has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services Group's PB Ratio compare to BHDB and HCKG?
According to the Banks industry distribution chart, Enterprise Financial Services Group ranks #535 out of 1514 companies for PB Ratio. This puts Enterprise Financial Services Group in the upper half of its industry. The industry median PB Ratio is 1.11. Enterprise Financial Services Group's value of 0.94 is 15.3% below this benchmark. Historically, Enterprise Financial Services Group's own PB Ratio has ranged from 0.24 to 0.97 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 1.11, Enterprise Financial Services Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services Group's current PB Ratio of 0.94 is 15.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Enterprise Financial Services Group and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services Group's current PB Ratio is 0.94, which is 81% above median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services Group (EFSG) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.69, compared to a current price of $32.00 — trading 47.5% above its estimated fair value. The current PB Ratio is 0.94, which is 81% above median its 10-year median of 0.52 and 15.3% below the Banks industry median of 1.11. Enterprise Financial Services Group's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Enterprise Financial Services Group (EFSG), the current PB Ratio is 0.94 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Financial Services Group (EFSG) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Financial Services Group stock appears to be overvalued.
The current stock price of $32.00 is trading 47.5% above its estimated GF Value™ of $21.69.
GuruFocus considers Enterprise Financial Services Group to be Significantly Overvalued.
Key valuation signals for EFSG:
PB Ratio: 0.94 (81% above median its 10-year median of 0.52)
GF Value™: $21.69 vs. price of $32.00 (47.5% above fair value)
Industry Position: 15.3% below the Banks median (#535 of 1514)
No single metric tells the full story. See the EFSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Financial Services Group Inc is a bank holding company. The company, through its holding, provides banking products and services including personal banking, business banking, business financing, insurance and commercial loans. The primary source of revenue is from providing commercial loans to business customers located within Allegheny and its bi-contiguous counties.
41GF Score
Get the complete analysis for EFSG
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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