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Enterprise Financial Services GroupEFSG 41 Dividend Payout Ratio is 0.35 as of Mar. 2026, which is 192% above its 10-year median of 0.12. GuruFocus rates EFSG with a GF Score™ of 41/100 and a GF Value™ of $21.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,174 Banks companies, Enterprise Financial Services Group ranks better than 83.99% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Enterprise Financial Services Group's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.35.
The historical rank and industry rank for Enterprise Financial Services Group's Dividend Payout Ratio or its related term are showing as below:
EFSG'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.07 Med: 0.12 Max: 0.19
Current: 0.17
During the past 9 years, the highest Dividend Payout Ratio of Enterprise Financial Services Group was 0.19. The lowest was 0.07. And the median was 0.12.
EFSG's Dividend Payout Ratio is ranked better than 83.99% of 1174
companies
in the Banks industry
Industry Median: 0.32
vs EFSG: 0.17
During the past 9 years, the highest Trailing Annual Dividend Yield of Enterprise Financial Services Group was 4.12%. The lowest was 1.31%. And the median was 1.86%.
During the past 12 months, Enterprise Financial Services Group's average Dividends Per Share Growth Rate was -21.90% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 19.60% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 14.60% per year.
During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Enterprise Financial Services Group was 19.60% per year. The lowest was 7.40% per year. And the median was 10.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Enterprise Financial Services Group (OTCPK:EFSG) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Enterprise Financial Services Group Dividend Payout Ratio Related Terms
Enterprise Financial Services Group Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Financial Services Group Dividend Payout Ratio Chart
EFSG vs BHDB, HCKG, EXCH: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Enterprise Financial Services Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Financial Services Group Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Enterprise Financial Services Group's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Enterprise Financial Services Group's Dividend Payout Ratio falls into.
Enterprise Financial Services Group Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Financial Services Group (EFSG) has a Dividend Payout Ratio of 0.35 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Enterprise Financial Services Group and its competitors. This is 192% above median its historical median of 0.12. Over the past decade, Enterprise Financial Services Group's Dividend Payout Ratio has ranged from 0.07 to 0.19. According to the industry distribution chart, Enterprise Financial Services Group ranks #188 out of 1174 companies in the Banks industry, placing it in the top 16%.
Is Enterprise Financial Services Group's Dividend Payout Ratio too high?
Enterprise Financial Services Group's current Dividend Payout Ratio of 0.35 is 192% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.19. The Banks industry median Dividend Payout Ratio is 0.32. Enterprise Financial Services Group's value of 0.35 is 9.4% above this industry median. Based on the distribution chart, Enterprise Financial Services Group ranks #188 out of 1174 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Enterprise Financial Services Group has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services Group's Dividend Payout Ratio compare to BHDB and HCKG?
According to the Banks industry distribution chart, Enterprise Financial Services Group ranks #188 out of 1174 companies for Dividend Payout Ratio. This places Enterprise Financial Services Group in the top 16% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Enterprise Financial Services Group's value of 0.35 is 9.4% above this benchmark. Historically, Enterprise Financial Services Group's own Dividend Payout Ratio has ranged from 0.07 to 0.19 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.32, Enterprise Financial Services Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,174 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services Group's current Dividend Payout Ratio of 0.35 is 9.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Enterprise Financial Services Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services Group's current Dividend Payout Ratio is 0.35, which is 192% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services Group (EFSG) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.69, compared to a current price of $32.00 — trading 47.5% above its estimated fair value. The current Dividend Payout Ratio is 0.35, which is 192% above median its 10-year median of 0.12 and 9.4% above the Banks industry median of 0.32. Enterprise Financial Services Group's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Enterprise Financial Services Group (EFSG), the current Dividend Payout Ratio is 0.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Financial Services Group (EFSG) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Financial Services Group stock appears to be overvalued.
The current stock price of $32.00 is trading 47.5% above its estimated GF Value™ of $21.69.
GuruFocus considers Enterprise Financial Services Group to be Significantly Overvalued.
Key valuation signals for EFSG:
Dividend Payout Ratio: 0.35 (192% above median its 10-year median of 0.12)
GF Value™: $21.69 vs. price of $32.00 (47.5% above fair value)
Industry Position: 9.4% above the Banks median (#188 of 1174)
No single metric tells the full story. See the EFSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Financial Services Group Inc is a bank holding company. The company, through its holding, provides banking products and services including personal banking, business banking, business financing, insurance and commercial loans. The primary source of revenue is from providing commercial loans to business customers located within Allegheny and its bi-contiguous counties.
41GF Score
Get the complete analysis for EFSG
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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