EFSG (Enterprise Financial Services Group) Enterprise Value: $-10.44 Mil (As of Aug. 03, 2026) ***

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EFSG Enterprise Financial Services Group Inc EFSG
41 GF Score
Price $32.00
GF Value $21.69
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Enterprise Financial Services Group Enterprise Value?

Enterprise Financial Services Group EFSG 41 Enterprise Value is $-10.44 Mil as of Aug. 03, 2026. GuruFocus rates EFSG with a GF Score™ of 41/100 and a GF Value™ of $21.69 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Enterprise Financial Services Group's Enterprise Value is $-10.44 Mil. Enterprise Financial Services Group's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $21.76 Mil. Therefore, Enterprise Financial Services Group's EV-to-Revenue ratio for today is -0.48.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Enterprise Financial Services Group's Enterprise Value is $-10.44 Mil. Enterprise Financial Services Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Enterprise Financial Services Group's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Enterprise Financial Services Group's Enterprise Value is $-10.44 Mil. Enterprise Financial Services Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Enterprise Financial Services Group's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Enterprise Financial Services Group  (OTCPK:EFSG) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Enterprise Financial Services Group's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-10.442/21.757
=-0.48

Enterprise Financial Services Group's current Enterprise Value is $-10.44 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Enterprise Financial Services Group's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $21.76 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Enterprise Financial Services Group's EV-to-OCF for today is:


Enterprise Financial Services Group's current Enterprise Value is $-10.44 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Enterprise Financial Services Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Enterprise Financial Services Group's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-10.442/0
=

Enterprise Financial Services Group's current Enterprise Value is $-10.44 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Enterprise Financial Services Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Enterprise Financial Services Group Enterprise Value Related Terms


Enterprise Financial Services Group Enterprise Value Historical Data

* Premium members only.

The historical data trend for Enterprise Financial Services Group's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Financial Services Group Enterprise Value Chart

Enterprise Financial Services Group Annual Data
Trend Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only 16.59 -38.05 21.50 -7.73 -39.39

Enterprise Financial Services Group Semi-Annual Data
Sep17 Sep18 Sep19 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.65 -7.73 -20.88 -39.39 -17.81

EFSG vs BHDB, HCKG, EXCH: Enterprise Value Comparison

For the Banks - Regional subindustry, Enterprise Financial Services Group's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enterprise Financial Services Group Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Enterprise Financial Services Group's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Enterprise Financial Services Group's Enterprise Value falls into.


EFSG
41GF Score
Enterprise Financial Services Group Inc EFSG
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Enterprise Financial Services Group Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Enterprise Financial Services Group's Enterprise Value for the fiscal year that ended in Sep. 2025 is calculated as

Enterprise Financial Services Group's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $-10.44 Mil mean?
Enterprise Financial Services Group (EFSG) has a Enterprise Value of $-10.44 Mil as of Aug. 03, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Enterprise Financial Services Group and its competitors.
Is Enterprise Financial Services Group's Enterprise Value too high?
Enterprise Financial Services Group's current Enterprise Value is $-10.44 Mil. Overall, Enterprise Financial Services Group has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services Group's Enterprise Value compare to BHDB and HCKG?
Enterprise Financial Services Group's Enterprise Value of $-10.44 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Enterprise Financial Services Group and its competitors. Enterprise Financial Services Group's current Enterprise Value is $-10.44 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services Group (EFSG) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.69, compared to a current price of $32.00 — trading 47.5% above its estimated fair value. The current Enterprise Value is $-10.44 Mil. Enterprise Financial Services Group's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Enterprise Financial Services Group (EFSG), the current Enterprise Value is $-10.44 Mil as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enterprise Financial Services Group (EFSG) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Financial Services Group stock appears to be overvalued. The current stock price of $32.00 is trading 47.5% above its estimated GF Value™ of $21.69. GuruFocus considers Enterprise Financial Services Group to be Significantly Overvalued.

Key valuation signals for EFSG:

  • Enterprise Value: $-10.44 Mil
  • GF Value™: $21.69 vs. price of $32.00 (47.5% above fair value)
  • GF Score™: 41/100 with 6 warning signs

No single metric tells the full story. See the EFSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enterprise Financial Services Group Business Description

Address 4091 Mount Royal Boulevard, Allison Park, PA, USA, 15101-2917
Enterprise Financial Services Group Inc is a bank holding company. The company, through its holding, provides banking products and services including personal banking, business banking, business financing, insurance and commercial loans. The primary source of revenue is from providing commercial loans to business customers located within Allegheny and its bi-contiguous counties.
41GF Score

Get the complete analysis for EFSG

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.00
Price
$21.69
GF Value