EFSG (Enterprise Financial Services Group) Pre-Tax Income: $5.27 Mil (TTM As of Mar. 2026)

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EFSG Enterprise Financial Services Group Inc EFSG
41 GF Score
Price $32.00
GF Value $21.87
! 6 Warning Signs
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What is Enterprise Financial Services Group Pre-Tax Income?

Enterprise Financial Services Group EFSG 41 Pre-Tax Income is $5.27 Mil as of Mar. 2026. GuruFocus rates EFSG with a GF Score™ of 41/100 and a GF Value™ of $21.87. The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Enterprise Financial Services Group's pretax income for the six months ended in Mar. 2026 was $2.58 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $5.27 Mil. Enterprise Financial Services Group's pretax margin was 24.26%.

During the past 13 years, Enterprise Financial Services Group's highest Pretax Margin was 29.41%. The lowest was 18.46%. And the median was 22.25%.


Enterprise Financial Services Group  (OTCPK:EFSG) Pre-Tax Income Explanation

Enterprise Financial Services Group's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=2.575289/10.617294
=24.26%

During the past 13 years, Enterprise Financial Services Group's highest Pretax Margin was 29.41%. The lowest was 18.46%. And the median was 22.25%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Enterprise Financial Services Group Pre-Tax Income Related Terms


Enterprise Financial Services Group Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Enterprise Financial Services Group's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Financial Services Group Pre-Tax Income Chart

Enterprise Financial Services Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.28 3.85 3.26 4.43 4.43

Enterprise Financial Services Group Semi-Annual Data
Mar10 Sep10 Mar11 Sep11 Mar12 Sep12 Mar13 Sep13 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.16 2.26 1.74 2.69 2.58

EFSG vs FMFP, PCLB, EXCH: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Enterprise Financial Services Group's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enterprise Financial Services Group Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Enterprise Financial Services Group's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Enterprise Financial Services Group's Pre-Tax Income falls into.


EFSG
41GF Score
Enterprise Financial Services Group Inc EFSG
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Enterprise Financial Services Group Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Enterprise Financial Services Group's Pretax Income for the fiscal year that ended in Sep. 2025 is calculated as

Pretax Income=Operating Income+Other
=+4.428721
=4.43

Enterprise Financial Services Group's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=+2.575289
=2.58

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was $5.27 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $5.27 Mil mean?
Enterprise Financial Services Group (EFSG) has a Pre-Tax Income of $5.27 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Enterprise Financial Services Group and its competitors.
Is Enterprise Financial Services Group's Pre-Tax Income too high?
Enterprise Financial Services Group's current Pre-Tax Income is $5.27 Mil. Overall, Enterprise Financial Services Group has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services Group's Pre-Tax Income compare to FMFP and PCLB?
Enterprise Financial Services Group's Pre-Tax Income of $5.27 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Enterprise Financial Services Group and its competitors. Enterprise Financial Services Group's current Pre-Tax Income is $5.27 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services Group stock overvalued right now?
Enterprise Financial Services Group (EFSG) has a current Pre-Tax Income of $5.27 Mil. The stock's GF Value™ is $21.87, compared to a current price of $32.00 — trading 46.3% above its estimated fair value. The current Pre-Tax Income is $5.27 Mil. Enterprise Financial Services Group's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Enterprise Financial Services Group (EFSG), the current Pre-Tax Income is $5.27 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enterprise Financial Services Group (EFSG) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Financial Services Group stock appears to be overvalued. The current stock price of $32.00 is trading 46.3% above its estimated GF Value™ of $21.87.

Key valuation signals for EFSG:

  • Pre-Tax Income: $5.27 Mil
  • GF Value™: $21.87 vs. price of $32.00 (46.3% above fair value)
  • GF Score™: 41/100 with 6 warning signs

No single metric tells the full story. See the EFSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enterprise Financial Services Group Business Description

Address 4091 Mount Royal Boulevard, Allison Park, PA, USA, 15101-2917
Enterprise Financial Services Group Inc is a bank holding company. The company, through its holding, provides banking products and services including personal banking, business banking, business financing, insurance and commercial loans. The primary source of revenue is from providing commercial loans to business customers located within Allegheny and its bi-contiguous counties.
41GF Score

Get the complete analysis for EFSG

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.00
Price
$21.87
GF Value