EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Finanza.tech SpA's Enterprise Value is €5.18 Mil.
Finanza.tech SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €1.27 Mil. Therefore, Finanza.tech SpA's EV-to-FCF for today is 4.06.
The historical rank and industry rank for Finanza.tech SpA's EV-to-FCF or its related term are showing as below:
MIL:FTC'
s EV-to-FCF Range Over the Past 10 Years
Min: -6888.82 Med: -6.06 Max: 4.06
Current: 4.06
During the past 7 years, the highest EV-to-FCF of Finanza.tech SpA was 4.06. The lowest was -6888.82. And the median was -6.06.
MIL:FTC's EV-to-FCF is ranked better than 83.17% of 719
companies
in the Business Services industry
Industry Median: 12.41
vs MIL:FTC: 4.06
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Finanza.tech SpA's PE Ratio (TTM) for today is calculated as:
Finanza.tech SpA's share price for today is €0.21.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Finanza.tech SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.152.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Finanza.tech SpA EV-to-FCF Related Terms
Finanza.tech SpA EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Finanza.tech SpA's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Consulting Services subindustry, Finanza.tech SpA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finanza.tech SpA EV-to-FCF vs Business Services Industry
For the Business Services industry and Industrials sector, Finanza.tech SpA's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Finanza.tech SpA's EV-to-FCF falls into.
Finanza.tech SpA's current Enterprise Value is €5.18 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Finanza.tech SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €1.27 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finanza.tech SpA (MIL:FTC) has a EV-to-FCF of 4.06 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Finanza.tech SpA and its competitors. According to the industry distribution chart, Finanza.tech SpA ranks #121 out of 719 companies in the Business Services industry, placing it in the top 16.8%.
Is Finanza.tech SpA's EV-to-FCF too high?
Finanza.tech SpA's current EV-to-FCF is 4.06. The Business Services industry median EV-to-FCF is 12.41. Finanza.tech SpA's value of 4.06 is 67.3% below this industry median. Based on the distribution chart, Finanza.tech SpA ranks #121 out of 719 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Finanza.tech SpA has a GF Score™ of 33/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finanza.tech SpA's EV-to-FCF compare to VRSK and EFX?
According to the Business Services industry distribution chart, Finanza.tech SpA ranks #121 out of 719 companies for EV-to-FCF. This places Finanza.tech SpA in the top 17% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 12.41. Finanza.tech SpA's value of 4.06 is 67.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Business Services company?
The median EV-to-FCF among Business Services companies is 12.41, based on 719 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finanza.tech SpA's current EV-to-FCF of 4.06 is 67.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Finanza.tech SpA and its competitors. For the Business Services industry, the median EV-to-FCF is 12.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finanza.tech SpA's current EV-to-FCF is 4.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finanza.tech SpA stock overvalued right now?
Based on GuruFocus' analysis, Finanza.tech SpA (MIL:FTC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.21 — trading 19.2% below its estimated fair value. The current EV-to-FCF is 4.06 and 67.3% below the Business Services industry median of 12.41. Finanza.tech SpA's overall GF Score™ is 33/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Finanza.tech SpA (MIL:FTC), the current EV-to-FCF is 4.06 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finanza.tech SpA (MIL:FTC) Overvalued in 2026?
Based on GuruFocus' analysis, Finanza.tech SpA stock appears to be undervalued.
The current stock price of €0.21 is trading 19.2% below its estimated GF Value™ of €0.26.
GuruFocus considers Finanza.tech SpA to be Modestly Undervalued.
Key valuation signals for MIL:FTC:
EV-to-FCF: 4.06
GF Value™: €0.26 vs. price of €0.21 (19.2% below fair value)
Industry Position: 67.3% below the Business Services median (#121 of 719)
No single metric tells the full story. See the MIL:FTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finanza.tech SpA is a fintech operator. It provides consultancy activities in extraordinary finance operations and support for ordinary corporate financial management.
33GF Score
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