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Oxbridge Re HoldingsOXBR +2.07%36 Debt-to-Equity is 0.01 as of Jun. 2026, which is 75% below its 10-year median of 0.04. GuruFocus rates OXBR with a GF Score™ of 36/100. The stock has 1 warning sign investors should review. Among 395 Insurance companies, Oxbridge Re Holdings ranks better than 99.75% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Oxbridge Re Holdings's Debt-to-Equity or its related term are showing as below:
OXBR'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.04 Max: 0.49
Current: 0.01
During the past 13 years, the highest Debt-to-Equity Ratio of Oxbridge Re Holdings was 0.49. The lowest was 0.01. And the median was 0.04.
OXBR's Debt-to-Equity is ranked better than 99.75% of 395
companies
in the Insurance industry
Industry Median: 0.21
vs OXBR: 0.01
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Oxbridge Re Holdings Debt-to-Equity Related Terms
Oxbridge Re Holdings Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Oxbridge Re Holdings's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OXBR vs SUND, ACMTA, ZBAO: Debt-to-Equity Comparison
For the Insurance - Reinsurance subindustry, Oxbridge Re Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oxbridge Re Holdings Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Oxbridge Re Holdings's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Oxbridge Re Holdings's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oxbridge Re Holdings (OXBR) has a Debt-to-Equity of 0.01 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Oxbridge Re Holdings and its competitors. This is 75% below median its historical median of 0.04. Over the past decade, Oxbridge Re Holdings' Debt-to-Equity has ranged from 0.01 to 0.49. According to the industry distribution chart, Oxbridge Re Holdings ranks #1 out of 395 companies in the Insurance industry, placing it in the top 0.3%.
Is Oxbridge Re Holdings' Debt-to-Equity too high?
Oxbridge Re Holdings' current Debt-to-Equity of 0.01 is 75% below median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.49. The Insurance industry median Debt-to-Equity is 0.21. Oxbridge Re Holdings' value of 0.01 is 95.2% below this industry median. Based on the distribution chart, Oxbridge Re Holdings ranks #1 out of 395 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Oxbridge Re Holdings has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Oxbridge Re Holdings' Debt-to-Equity compare to SUND and ACMTA?
According to the Insurance industry distribution chart, Oxbridge Re Holdings ranks #1 out of 395 companies for Debt-to-Equity. This places Oxbridge Re Holdings in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.21. Oxbridge Re Holdings' value of 0.01 is 95.2% below this benchmark. Historically, Oxbridge Re Holdings' own Debt-to-Equity has ranged from 0.01 to 0.49 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.21, Oxbridge Re Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oxbridge Re Holdings's current Debt-to-Equity of 0.01 is 95.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Oxbridge Re Holdings and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oxbridge Re Holdings's current Debt-to-Equity is 0.01, which is 75% below median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxbridge Re Holdings stock overvalued right now?
Oxbridge Re Holdings (OXBR) has a current Debt-to-Equity of 0.01. The current Debt-to-Equity is 0.01, which is 75% below median its 10-year median of 0.04 and 95.2% below the Insurance industry median of 0.21. Oxbridge Re Holdings' overall GF Score™ is 36/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Oxbridge Re Holdings (OXBR), the current Debt-to-Equity is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Oxbridge Re Holdings Ltd is a specialty property and casualty reinsurer that provides reinsurance solutions through its subsidiary. The company focuses on underwriting fully collateralized reinsurance contracts for property and casualty insurance companies in the Gulf Coast region of the United States, with an emphasis on Florida. It specializes in underwriting medium-frequency, high-severity risks where insufficient data exists to effectively analyze the risk/return profile of reinsurance contracts. The company generates revenue from three principal sources: premiums assumed from reinsurance on property and casualty business; income from investments, including unrealized gains or losses on other investments; and income from SurancePlus management fees.
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