OXBR (Oxbridge Re Holdings) Return-on-Tangible-Asset: 1.14% (As of Mar. 2026)

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OXBR Oxbridge Re Holdings Ltd OXBR
29 GF Score
Price $1.31
! 2 Warning Signs
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What is Oxbridge Re Holdings Return-on-Tangible-Asset?

Oxbridge Re Holdings OXBR -1.87% 29 Return-on-Tangible-Asset is 1.14% as of Mar. 2026. GuruFocus rates OXBR with a GF Score™ of 29/100. The stock has 2 warning signs investors should review. Among 505 Insurance companies, Oxbridge Re Holdings ranks worse than 99.41% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Oxbridge Re Holdings's annualized Net Income for the quarter that ended in Mar. 2026 was $0.10 Mil. Oxbridge Re Holdings's average total tangible assets for the quarter that ended in Mar. 2026 was $8.40 Mil. Therefore, Oxbridge Re Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.14%.

The historical rank and industry rank for Oxbridge Re Holdings's Return-on-Tangible-Asset or its related term are showing as below:

OXBR' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -75.38   Med: -16.32   Max: 64.66
Current: -39.36

During the past 13 years, Oxbridge Re Holdings's highest Return-on-Tangible-Asset was 64.66%. The lowest was -75.38%. And the median was -16.32%.

OXBR's Return-on-Tangible-Asset is ranked worse than
99.41% of 505 companies
in the Insurance industry
Industry Median: 2.88 vs OXBR: -39.36

Oxbridge Re Holdings  (NAS:OXBR) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Oxbridge Re Holdings Return-on-Tangible-Asset Related Terms


Oxbridge Re Holdings Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Oxbridge Re Holdings's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oxbridge Re Holdings Return-on-Tangible-Asset Chart

Oxbridge Re Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64.66 -10.18 -75.38 -22.45 -44.66

Oxbridge Re Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.87 -116.04 -8.21 -26.92 1.14

OXBR vs HUIZ, ACMTA, SUND: Return-on-Tangible-Asset Comparison

For the Insurance - Reinsurance subindustry, Oxbridge Re Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oxbridge Re Holdings Return-on-Tangible-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, Oxbridge Re Holdings's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Oxbridge Re Holdings's Return-on-Tangible-Asset falls into.


OXBR
29GF Score
Oxbridge Re Holdings Ltd OXBR
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Oxbridge Re Holdings Return-on-Tangible-Asset Calculation

Oxbridge Re Holdings's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-3.465/( (7.465+8.053)/ 2 )
=-3.465/7.759
=-44.66 %

Oxbridge Re Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=0.096/( (8.053+8.737)/ 2 )
=0.096/8.395
=1.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 1.14% mean?
Oxbridge Re Holdings (OXBR) has a Return-on-Tangible-Asset of 1.14% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Oxbridge Re Holdings and its competitors. According to the industry distribution chart, Oxbridge Re Holdings ranks #502 out of 505 companies in the Insurance industry, placing it in the top 99.4%.
Is Oxbridge Re Holdings' Return-on-Tangible-Asset too high?
Oxbridge Re Holdings' current Return-on-Tangible-Asset is 1.14%. The Insurance industry median Return-on-Tangible-Asset is 2.88. Oxbridge Re Holdings' value of 1.14% is 60.4% below this industry median. Based on the distribution chart, Oxbridge Re Holdings ranks #502 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Oxbridge Re Holdings has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Oxbridge Re Holdings' Return-on-Tangible-Asset compare to HUIZ and ACMTA?
According to the Insurance industry distribution chart, Oxbridge Re Holdings ranks #502 out of 505 companies for Return-on-Tangible-Asset. This places Oxbridge Re Holdings in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.88. Oxbridge Re Holdings' value of 1.14% is 60.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.88, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oxbridge Re Holdings's current Return-on-Tangible-Asset of 1.14% is 60.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Oxbridge Re Holdings and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oxbridge Re Holdings's current Return-on-Tangible-Asset is 1.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxbridge Re Holdings stock overvalued right now?
Oxbridge Re Holdings (OXBR) has a current Return-on-Tangible-Asset of 1.14%. The current Return-on-Tangible-Asset is 1.14% and 60.4% below the Insurance industry median of 2.88. Oxbridge Re Holdings' overall GF Score™ is 29/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Oxbridge Re Holdings (OXBR), the current Return-on-Tangible-Asset is 1.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Oxbridge Re Holdings Business Description

Address 42 Edward Street, Suite 201, P.O. Box 469, Georgetown, Grand Cayman, CYM, KY1-9006
Oxbridge Re Holdings Ltd is a specialty property and casualty reinsurer that provides reinsurance solutions through its subsidiary. The company focuses on underwriting fully collateralized reinsurance contracts for property and casualty insurance companies in the Gulf Coast region of the United States, with an emphasis on Florida. It specializes in underwriting medium-frequency, high-severity risks where insufficient data exists to effectively analyze the risk/return profile of reinsurance contracts. The company generates revenue from three principal sources: premiums assumed from reinsurance on property and casualty business; income from investments, including unrealized gains or losses on other investments; and income from SurancePlus management fees.
29GF Score

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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.31
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