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Oxbridge Re HoldingsOXBR +3.15%36 Net-Net Working Capital is $0.39 as of Jun. 2026. GuruFocus rates OXBR with a GF Score™ of 36/100. The stock has 1 warning sign investors should review. Among 63 Insurance companies, Oxbridge Re Holdings ranks better than 76.19% on this metric.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
Oxbridge Re Holdings's Net-Net Working Capital for the quarter that ended in Jun. 2026 was $0.39.
The industry rank for Oxbridge Re Holdings's Net-Net Working Capital or its related term are showing as below:
OXBR's Price-to-Net-Net-Working-Capital is ranked better than 76.19% of 63
companies
in the Insurance industry
Industry Median: 7.79
vs OXBR: 3.36
Oxbridge Re Holdings (NAS:OXBR) Net-Net Working Capital Explanation
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.
Oxbridge Re Holdings Net-Net Working Capital Related Terms
Oxbridge Re Holdings Net-Net Working Capital Historical Data
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The historical data trend for Oxbridge Re Holdings's Net-Net Working Capital can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oxbridge Re Holdings Net-Net Working Capital Chart
OXBR vs HUIZ, ACMTA, SUND: Net-Net Working Capital Comparison
For the Insurance - Reinsurance subindustry, Oxbridge Re Holdings's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oxbridge Re Holdings Price-to-Net-Net-Working-Capital vs Insurance Industry
For the Insurance industry and Financial Services sector, Oxbridge Re Holdings's Price-to-Net-Net-Working-Capital distribution charts can be found below:
* The bar in red indicates where Oxbridge Re Holdings's Price-to-Net-Net-Working-Capital falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
What does a Net-Net Working Capital of $0.39 mean?
Oxbridge Re Holdings (OXBR) has a Net-Net Working Capital of $0.39 as of Jun. 2026. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Oxbridge Re Holdings According to the industry distribution chart, Oxbridge Re Holdings ranks #15 out of 63 companies in the Insurance industry, placing it in the top 23.8%.
Is Oxbridge Re Holdings' Net-Net Working Capital too high?
Oxbridge Re Holdings' current Net-Net Working Capital is $0.39. The Insurance industry median Net-Net Working Capital is 7.79. Oxbridge Re Holdings' value of $0.39 is 95% below this industry median. Based on the distribution chart, Oxbridge Re Holdings ranks #15 out of 63 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Oxbridge Re Holdings has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Oxbridge Re Holdings' Net-Net Working Capital compare to HUIZ and ACMTA?
According to the Insurance industry distribution chart, Oxbridge Re Holdings ranks #15 out of 63 companies for Net-Net Working Capital. This places Oxbridge Re Holdings in the top 24% of its industry — outperforming the majority of peers. The industry median Net-Net Working Capital is 7.79. Oxbridge Re Holdings' value of $0.39 is 95% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for an Insurance company?
The median Net-Net Working Capital among Insurance companies is 7.79, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oxbridge Re Holdings's current Net-Net Working Capital of $0.39 is 95% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Oxbridge Re Holdings For the Insurance industry, the median Net-Net Working Capital is 7.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oxbridge Re Holdings's current Net-Net Working Capital is $0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxbridge Re Holdings stock overvalued right now?
Oxbridge Re Holdings (OXBR) has a current Net-Net Working Capital of $0.39. The current Net-Net Working Capital is $0.39 and 95% below the Insurance industry median of 7.79. Oxbridge Re Holdings' overall GF Score™ is 36/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For Oxbridge Re Holdings (OXBR), the current Net-Net Working Capital is $0.39 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Oxbridge Re Holdings Ltd is a specialty property and casualty reinsurer that provides reinsurance solutions through its subsidiary. The company focuses on underwriting fully collateralized reinsurance contracts for property and casualty insurance companies in the Gulf Coast region of the United States, with an emphasis on Florida. It specializes in underwriting medium-frequency, high-severity risks where insufficient data exists to effectively analyze the risk/return profile of reinsurance contracts. The company generates revenue from three principal sources: premiums assumed from reinsurance on property and casualty business; income from investments, including unrealized gains or losses on other investments; and income from SurancePlus management fees.
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