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Oxbridge Re HoldingsOXBR +3.29%28 PB Ratio is 1.87 as of Jul. 26, 2026, which is 93% above its 10-year median of 0.97. GuruFocus rates OXBR with a GF Score™ of 28/100. The stock has 2 warning signs investors should review. Among 500 Insurance companies, Oxbridge Re Holdings ranks worse than 64.2% on this metric.
The historical rank and industry rank for Oxbridge Re Holdings's PB Ratio or its related term are showing as below:
OXBR'
s PB Ratio Range Over the Past 10 Years
Min: 0.23 Med: 0.97 Max: 8.09
Current: 1.87
During the past 13 years, Oxbridge Re Holdings's highest PB Ratio was 8.09. The lowest was 0.23. And the median was 0.97.
OXBR's PB Ratio is ranked worse than 64.2% of 500
companies
in the Insurance industry
Industry Median: 1.395
vs OXBR: 1.87
During the past 12 months, Oxbridge Re Holdings's average Book Value Per Share Growth Rate was -11.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -31.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -18.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -15.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Oxbridge Re Holdings was 71.70% per year. The lowest was -39.30% per year. And the median was -21.65% per year.
Back to Basics: PB Ratio
Oxbridge Re Holdings (NAS:OXBR) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Oxbridge Re Holdings PB Ratio Related Terms
Oxbridge Re Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for Oxbridge Re Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Oxbridge Re Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oxbridge Re Holdings PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Oxbridge Re Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Oxbridge Re Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Oxbridge Re Holdings (OXBR) has a PB Ratio of 1.87 as of Jul. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Oxbridge Re Holdings and its competitors. This is 93% above median its historical median of 0.97. Over the past decade, Oxbridge Re Holdings' PB Ratio has ranged from 0.23 to 8.09. According to the industry distribution chart, Oxbridge Re Holdings ranks #321 out of 500 companies in the Insurance industry, placing it in the top 64.2%.
Is Oxbridge Re Holdings' PB Ratio too high?
Oxbridge Re Holdings' current PB Ratio of 1.87 is 93% above median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 8.09. The Insurance industry median PB Ratio is 1.40. Oxbridge Re Holdings' value of 1.87 is 34.1% above this industry median. Based on the distribution chart, Oxbridge Re Holdings ranks #321 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Oxbridge Re Holdings has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Oxbridge Re Holdings' PB Ratio compare to SUND and GOCOQ?
According to the Insurance industry distribution chart, Oxbridge Re Holdings ranks #321 out of 500 companies for PB Ratio. This places Oxbridge Re Holdings in the lower half of its industry. The industry median PB Ratio is 1.40. Oxbridge Re Holdings' value of 1.87 is 34.1% above this benchmark. Historically, Oxbridge Re Holdings' own PB Ratio has ranged from 0.23 to 8.09 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 1.40, Oxbridge Re Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oxbridge Re Holdings's current PB Ratio of 1.87 is 34.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Oxbridge Re Holdings and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oxbridge Re Holdings's current PB Ratio is 1.87, which is 93% above median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxbridge Re Holdings stock overvalued right now?
Oxbridge Re Holdings (OXBR) has a current PB Ratio of 1.87. The current PB Ratio is 1.87, which is 93% above median its 10-year median of 0.97 and 34.1% above the Insurance industry median of 1.40. Oxbridge Re Holdings' overall GF Score™ is 28/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Oxbridge Re Holdings (OXBR), the current PB Ratio is 1.87 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Oxbridge Re Holdings Ltd is a specialty property and casualty reinsurer that provides reinsurance solutions through its subsidiary. The company focuses on underwriting fully collateralized reinsurance contracts for property and casualty insurance companies in the Gulf Coast region of the United States, with an emphasis on Florida. It specializes in underwriting medium-frequency, high-severity risks where insufficient data exists to effectively analyze the risk/return profile of reinsurance contracts. The company generates revenue from three principal sources: premiums assumed from reinsurance on property and casualty business; income from investments, including unrealized gains or losses on other investments; and income from SurancePlus management fees.
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