Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Oxbridge Re HoldingsOXBR +3.29%28 5-Year RORE % is 135.22 as of Mar. 2026. GuruFocus rates OXBR with a GF Score™ of 28/100. The stock has 2 warning signs investors should review. Among 449 Insurance companies, Oxbridge Re Holdings ranks better than 95.1% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Oxbridge Re Holdings's 5-Year RORE % for the quarter that ended in Mar. 2026 was 135.22%.
The industry rank for Oxbridge Re Holdings's 5-Year RORE % or its related term are showing as below:
OXBR's 5-Year RORE % is ranked better than 95.1% of 449
companies
in the Insurance industry
Industry Median: 11.18
vs OXBR: 135.22
Oxbridge Re Holdings (NAS:OXBR) 5-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Oxbridge Re Holdings 5-Year RORE % Related Terms
Oxbridge Re Holdings 5-Year RORE % Historical Data
* Premium members only.
The historical data trend for Oxbridge Re Holdings's 5-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OXBR vs SUND, GOCOQ, HUIZ: 5-Year RORE % Comparison
For the Insurance - Reinsurance subindustry, Oxbridge Re Holdings's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oxbridge Re Holdings 5-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Oxbridge Re Holdings's 5-Year RORE % distribution charts can be found below:
* The bar in red indicates where Oxbridge Re Holdings's 5-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 5-year before.
Oxbridge Re Holdings (OXBR) has a 5-Year RORE % of 135.22 as of Mar. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Oxbridge Re Holdings and its competitors. According to the industry distribution chart, Oxbridge Re Holdings ranks #22 out of 449 companies in the Insurance industry, placing it in the top 4.9%.
Is Oxbridge Re Holdings' 5-Year RORE % too high?
Oxbridge Re Holdings' current 5-Year RORE % is 135.22. The Insurance industry median 5-Year RORE % is 11.18. Oxbridge Re Holdings' value of 135.22 is 1109.5% above this industry median. Based on the distribution chart, Oxbridge Re Holdings ranks #22 out of 449 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Oxbridge Re Holdings has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Oxbridge Re Holdings' 5-Year RORE % compare to SUND and GOCOQ?
According to the Insurance industry distribution chart, Oxbridge Re Holdings ranks #22 out of 449 companies for 5-Year RORE %. This places Oxbridge Re Holdings in the top 5% of its industry — outperforming the majority of peers. The industry median 5-Year RORE % is 11.18. Oxbridge Re Holdings' value of 135.22 is 1109.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for an Insurance company?
The median 5-Year RORE % among Insurance companies is 11.18, based on 449 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oxbridge Re Holdings's current 5-Year RORE % of 135.22 is 1109.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Oxbridge Re Holdings and its competitors. For the Insurance industry, the median 5-Year RORE % is 11.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oxbridge Re Holdings's current 5-Year RORE % is 135.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxbridge Re Holdings stock overvalued right now?
Oxbridge Re Holdings (OXBR) has a current 5-Year RORE % of 135.22. The current 5-Year RORE % is 135.22 and 1109.5% above the Insurance industry median of 11.18. Oxbridge Re Holdings' overall GF Score™ is 28/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Oxbridge Re Holdings (OXBR), the current 5-Year RORE % is 135.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Oxbridge Re Holdings Ltd is a specialty property and casualty reinsurer that provides reinsurance solutions through its subsidiary. The company focuses on underwriting fully collateralized reinsurance contracts for property and casualty insurance companies in the Gulf Coast region of the United States, with an emphasis on Florida. It specializes in underwriting medium-frequency, high-severity risks where insufficient data exists to effectively analyze the risk/return profile of reinsurance contracts. The company generates revenue from three principal sources: premiums assumed from reinsurance on property and casualty business; income from investments, including unrealized gains or losses on other investments; and income from SurancePlus management fees.
28GF Score
Get the complete analysis for OXBR
5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OXBR has been successfully added to your 
