OXBR (Oxbridge Re Holdings) Moat Score: 2/10 (As of Jul. 26, 2026)

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OXBR Oxbridge Re Holdings Ltd OXBR
28 GF Score
Price $1.57
! 2 Warning Signs
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What is Oxbridge Re Holdings Moat Score?

Oxbridge Re Holdings OXBR +3.29% 28 Moat Score is 2 as of Jul. 26, 2026. GuruFocus rates OXBR with a GF Score™ of 28/100. The stock has 2 warning signs investors should review. Among 597 Insurance companies, Oxbridge Re Holdings ranks better than 69.68% on this metric.

Oxbridge Re Holdings has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Oxbridge Re Holdings has No Moat: Oxbridge Re Holdings has minimal competitive advantages. The company operates in a highly competitive reinsurance market with no significant cost advantages, brand strength, or regulatory barriers. Its market share is not sustainable, and it lacks pricing power.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Oxbridge Re Holdings might have No Moat - Very weak/transient advantages.

Oxbridge Re Holdings  (NAS:OXBR) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Oxbridge Re Holdings Moat Score Related Terms

OXBR vs SUND, GOCOQ, HUIZ: Moat Score Comparison

For the Insurance - Reinsurance subindustry, Oxbridge Re Holdings's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Oxbridge Re Holdings Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Oxbridge Re Holdings's Moat Score distribution charts can be found below:

* The bar in red indicates where Oxbridge Re Holdings's Moat Score falls into.


OXBR
28GF Score
Oxbridge Re Holdings Ltd OXBR
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Oxbridge Re Holdings (OXBR) has a Moat Score of 2 as of Jul. 26, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Oxbridge Re Holdings ranks #181 out of 597 companies in the Insurance industry, placing it in the top 30.3%.
Is Oxbridge Re Holdings' Moat Score too high?
Oxbridge Re Holdings' current Moat Score is 2. Based on the distribution chart, Oxbridge Re Holdings ranks #181 out of 597 companies in the Insurance industry, which is above the industry midpoint. Overall, Oxbridge Re Holdings has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Oxbridge Re Holdings' Moat Score compare to SUND and GOCOQ?
According to the Insurance industry distribution chart, Oxbridge Re Holdings ranks #181 out of 597 companies for Moat Score. This puts Oxbridge Re Holdings in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Oxbridge Re Holdings's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxbridge Re Holdings stock overvalued right now?
Oxbridge Re Holdings (OXBR) has a current Moat Score of 2. The current Moat Score is 2. Oxbridge Re Holdings' overall GF Score™ is 28/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Oxbridge Re Holdings (OXBR), the current Moat Score is 2 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Oxbridge Re Holdings Business Description

Address 42 Edward Street, Suite 201, P.O. Box 469, Georgetown, Grand Cayman, CYM, KY1-9006
Oxbridge Re Holdings Ltd is a specialty property and casualty reinsurer that provides reinsurance solutions through its subsidiary. The company focuses on underwriting fully collateralized reinsurance contracts for property and casualty insurance companies in the Gulf Coast region of the United States, with an emphasis on Florida. It specializes in underwriting medium-frequency, high-severity risks where insufficient data exists to effectively analyze the risk/return profile of reinsurance contracts. The company generates revenue from three principal sources: premiums assumed from reinsurance on property and casualty business; income from investments, including unrealized gains or losses on other investments; and income from SurancePlus management fees.
28GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.57
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