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Oxbridge Re HoldingsOXBR +3.29%28 Return-on-Tangible-Equity is 1.48% as of Mar. 2026. GuruFocus rates OXBR with a GF Score™ of 28/100. The stock has 2 warning signs investors should review. Among 499 Insurance companies, Oxbridge Re Holdings ranks worse than 98% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Oxbridge Re Holdings's annualized net income for the quarter that ended in Mar. 2026 was $0.10 Mil. Oxbridge Re Holdings's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $6.49 Mil. Therefore, Oxbridge Re Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 1.48%.
The historical rank and industry rank for Oxbridge Re Holdings's Return-on-Tangible-Equity or its related term are showing as below:
OXBR'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -92.25 Med: -21.54 Max: 70.16
Current: -53.01
During the past 13 years, Oxbridge Re Holdings's highest Return-on-Tangible-Equity was 70.16%. The lowest was -92.25%. And the median was -21.54%.
OXBR's Return-on-Tangible-Equity is ranked worse than 98% of 499
companies
in the Insurance industry
Industry Median: 13.51
vs OXBR: -53.01
Oxbridge Re Holdings (NAS:OXBR) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Oxbridge Re Holdings Return-on-Tangible-Equity Related Terms
Oxbridge Re Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Oxbridge Re Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oxbridge Re Holdings Return-on-Tangible-Equity Chart
OXBR vs SUND, GOCOQ, HUIZ: Return-on-Tangible-Equity Comparison
For the Insurance - Reinsurance subindustry, Oxbridge Re Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oxbridge Re Holdings Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Oxbridge Re Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Oxbridge Re Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 1.48% mean?
Oxbridge Re Holdings (OXBR) has a Return-on-Tangible-Equity of 1.48% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Oxbridge Re Holdings and its competitors. According to the industry distribution chart, Oxbridge Re Holdings ranks #489 out of 499 companies in the Insurance industry, placing it in the top 98%.
Is Oxbridge Re Holdings' Return-on-Tangible-Equity too high?
Oxbridge Re Holdings' current Return-on-Tangible-Equity is 1.48%. The Insurance industry median Return-on-Tangible-Equity is 13.51. Oxbridge Re Holdings' value of 1.48% is 89% below this industry median. Based on the distribution chart, Oxbridge Re Holdings ranks #489 out of 499 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Oxbridge Re Holdings has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Oxbridge Re Holdings' Return-on-Tangible-Equity compare to SUND and GOCOQ?
According to the Insurance industry distribution chart, Oxbridge Re Holdings ranks #489 out of 499 companies for Return-on-Tangible-Equity. This places Oxbridge Re Holdings in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.51. Oxbridge Re Holdings' value of 1.48% is 89% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.51, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oxbridge Re Holdings's current Return-on-Tangible-Equity of 1.48% is 89% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Oxbridge Re Holdings and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oxbridge Re Holdings's current Return-on-Tangible-Equity is 1.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxbridge Re Holdings stock overvalued right now?
Oxbridge Re Holdings (OXBR) has a current Return-on-Tangible-Equity of 1.48%. The current Return-on-Tangible-Equity is 1.48% and 89% below the Insurance industry median of 13.51. Oxbridge Re Holdings' overall GF Score™ is 28/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Oxbridge Re Holdings (OXBR), the current Return-on-Tangible-Equity is 1.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Oxbridge Re Holdings Ltd is a specialty property and casualty reinsurer that provides reinsurance solutions through its subsidiary. The company focuses on underwriting fully collateralized reinsurance contracts for property and casualty insurance companies in the Gulf Coast region of the United States, with an emphasis on Florida. It specializes in underwriting medium-frequency, high-severity risks where insufficient data exists to effectively analyze the risk/return profile of reinsurance contracts. The company generates revenue from three principal sources: premiums assumed from reinsurance on property and casualty business; income from investments, including unrealized gains or losses on other investments; and income from SurancePlus management fees.
28GF Score
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