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Expense Ratio % is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. It indicates the efficiency of the insurance company before considering its claims and investment gains or losses.
Oxbridge Re Holdings's Expense Ratio % for the quarter that ended in Jun. 2026 was 187.80%
, which is higher than
116.00% for the pervious quarter ended in Mar. 2026.
Oxbridge Re Holdings's Expense Ratio % for the annual that ended in Dec. 2025 was 155.20%
, which is higher than
105.30% for the pervious year ended in Dec. 2024.
The historical rank and industry rank for Oxbridge Re Holdings's Expense Ratio % or its related term are showing as below:
OXBR's Expense Ratio % is not ranked *
in the Insurance industry.
Industry Median: * Ranked among companies with meaningful Expense Ratio % only.
Oxbridge Re Holdings (NAS:OXBR) Expense Ratio % Explanation
Expense Ratio % is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. It can be used to make comparisons between insurance companies as well as measure their performance. An expense ratio below 100% suggests that the premiums an insurance company earned or wrote are more than the expenses it paid to support those premiums.
However, we should keep in mind that the ratio does not indicate an ending profitability. The overall profit is also influenced by the claims, investment gains or losses and other income. The ratio can be combined with Claims Ratio % and Combined Ratio % to get an overall performance of an insurance company.
Oxbridge Re Holdings Expense Ratio % Related Terms
Oxbridge Re Holdings Expense Ratio % Historical Data
* Premium members only.
The historical data trend for Oxbridge Re Holdings's Expense Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OXBR vs SUND, ACMTA, ZBAO: Expense Ratio % Comparison
For the Insurance - Reinsurance subindustry, Oxbridge Re Holdings's Expense Ratio %, along with its competitors' market caps and Expense Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oxbridge Re Holdings (NAS:OXBR) Expense Ratio % Calculation
Expense Ratio % is calculated as:
Expense Ratio %
=
Expenses of Acquiring, Underwriting and Servicing Premiums
/
Net Premium Earned
*
100%
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Frequently Asked Questions
What does a Expense Ratio % of 187.80% mean?
Oxbridge Re Holdings (OXBR) has a Expense Ratio % of 187.80% as of Jun. 2026. Expense Ratio is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. View historical data on Oxbridge Re Holdings and its competitors.
Is Oxbridge Re Holdings' Expense Ratio % too high?
Oxbridge Re Holdings' current Expense Ratio % is 187.80%. Overall, Oxbridge Re Holdings has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Oxbridge Re Holdings' Expense Ratio % compare to SUND and ACMTA?
Oxbridge Re Holdings' Expense Ratio % of 187.80% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Expense Ratio % for an Insurance company?
A good Expense Ratio % depends on the Insurance industry context. However, Expense Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Expense Ratio % mean?
A high Expense Ratio % can signal that a stock is expensive relative to its fundamentals. Expense Ratio is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. View historical data on Oxbridge Re Holdings and its competitors. Oxbridge Re Holdings's current Expense Ratio % is 187.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxbridge Re Holdings stock overvalued right now?
Oxbridge Re Holdings (OXBR) has a current Expense Ratio % of 187.80%. The current Expense Ratio % is 187.80%. Oxbridge Re Holdings' overall GF Score™ is 35/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Expense Ratio % calculated?
Expense Ratio % is calculated from a company's financial statements. For Oxbridge Re Holdings (OXBR), the current Expense Ratio % is 187.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Oxbridge Re Holdings Ltd is a specialty property and casualty reinsurer that provides reinsurance solutions through its subsidiary. The company focuses on underwriting fully collateralized reinsurance contracts for property and casualty insurance companies in the Gulf Coast region of the United States, with an emphasis on Florida. It specializes in underwriting medium-frequency, high-severity risks where insufficient data exists to effectively analyze the risk/return profile of reinsurance contracts. The company generates revenue from three principal sources: premiums assumed from reinsurance on property and casualty business; income from investments, including unrealized gains or losses on other investments; and income from SurancePlus management fees.
35GF Score
Get the complete analysis for OXBR
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