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The historical rank and industry rank for Oxbridge Re Holdings's ROE % or its related term are showing as below:
OXBR'
s ROE % Range Over the Past 10 Years
Min: -92.25 Med: -21.54 Max: 70.16
Current: -53.01
During the past 13 years, Oxbridge Re Holdings's highest ROE % was 70.16%. The lowest was -92.25%. And the median was -21.54%.
OXBR's ROE % is ranked worse than 98.21% of 504
companies
in the Insurance industry
Industry Median: 11.635
vs OXBR: -53.01
Oxbridge Re Holdings (NAS:OXBR) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Oxbridge Re Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oxbridge Re Holdings ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Oxbridge Re Holdings's ROE % distribution charts can be found below:
* The bar in red indicates where Oxbridge Re Holdings's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Oxbridge Re Holdings (OXBR) has a ROE % of 1.48% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Oxbridge Re Holdings and its competitors. According to the industry distribution chart, Oxbridge Re Holdings ranks #495 out of 504 companies in the Insurance industry, placing it in the top 98.2%.
Is Oxbridge Re Holdings' ROE % too high?
Oxbridge Re Holdings' current ROE % is 1.48%. The Insurance industry median ROE % is 11.64. Oxbridge Re Holdings' value of 1.48% is 87.3% below this industry median. Based on the distribution chart, Oxbridge Re Holdings ranks #495 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Oxbridge Re Holdings has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Oxbridge Re Holdings' ROE % compare to SUND and GOCOQ?
According to the Insurance industry distribution chart, Oxbridge Re Holdings ranks #495 out of 504 companies for ROE %. This places Oxbridge Re Holdings in the lower half of its industry. The industry median ROE % is 11.64. Oxbridge Re Holdings' value of 1.48% is 87.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.64, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oxbridge Re Holdings's current ROE % of 1.48% is 87.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Oxbridge Re Holdings and its competitors. For the Insurance industry, the median ROE % is 11.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oxbridge Re Holdings's current ROE % is 1.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxbridge Re Holdings stock overvalued right now?
Oxbridge Re Holdings (OXBR) has a current ROE % of 1.48%. The current ROE % is 1.48% and 87.3% below the Insurance industry median of 11.64. Oxbridge Re Holdings' overall GF Score™ is 28/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Oxbridge Re Holdings (OXBR), the current ROE % is 1.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Oxbridge Re Holdings Ltd is a specialty property and casualty reinsurer that provides reinsurance solutions through its subsidiary. The company focuses on underwriting fully collateralized reinsurance contracts for property and casualty insurance companies in the Gulf Coast region of the United States, with an emphasis on Florida. It specializes in underwriting medium-frequency, high-severity risks where insufficient data exists to effectively analyze the risk/return profile of reinsurance contracts. The company generates revenue from three principal sources: premiums assumed from reinsurance on property and casualty business; income from investments, including unrealized gains or losses on other investments; and income from SurancePlus management fees.
28GF Score
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