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Sony Financial GroupSFGYY +2.70%24 Debt-to-Equity is 2.43 as of Mar. 2026, which is 49% above its 10-year median of 1.63. GuruFocus rates SFGYY with a GF Score™ of 24/100. The stock has 8 warning signs investors should review. Among 406 Insurance companies, Sony Financial Group ranks worse than 98.03% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Sony Financial Group's Debt-to-Equity or its related term are showing as below:
SFGYY'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.28 Med: 1.63 Max: 2.57
Current: 2.43
During the past 13 years, the highest Debt-to-Equity Ratio of Sony Financial Group was 2.57. The lowest was 0.28. And the median was 1.63.
SFGYY's Debt-to-Equity is ranked worse than 98.03% of 406
companies
in the Insurance industry
Industry Median: 0.2
vs SFGYY: 2.43
Sony Financial Group (OTCPK:SFGYY) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Sony Financial Group Debt-to-Equity Related Terms
Sony Financial Group Debt-to-Equity Historical Data
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The historical data trend for Sony Financial Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Sony Financial Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sony Financial Group Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Sony Financial Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Sony Financial Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sony Financial Group (SFGYY) has a Debt-to-Equity of 2.43 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sony Financial Group and its competitors. This is 49% above median its historical median of 1.63. Over the past decade, Sony Financial Group's Debt-to-Equity has ranged from 0.28 to 2.57. According to the industry distribution chart, Sony Financial Group ranks #398 out of 406 companies in the Insurance industry, placing it in the top 98%.
Is Sony Financial Group's Debt-to-Equity too high?
Sony Financial Group's current Debt-to-Equity of 2.43 is 49% above median its 10-year median of 1.63. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 2.57. The Insurance industry median Debt-to-Equity is 0.20. Sony Financial Group's value of 2.43 is 1115% above this industry median. Based on the distribution chart, Sony Financial Group ranks #398 out of 406 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sony Financial Group has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Sony Financial Group's Debt-to-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, Sony Financial Group ranks #398 out of 406 companies for Debt-to-Equity. This places Sony Financial Group in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Sony Financial Group's value of 2.43 is 1115% above this benchmark. Historically, Sony Financial Group's own Debt-to-Equity has ranged from 0.28 to 2.57 over the past decade. While the company's 10-year median is 1.63 vs. the industry median of 0.20, Sony Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sony Financial Group's current Debt-to-Equity of 2.43 is 1115% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sony Financial Group and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sony Financial Group's current Debt-to-Equity is 2.43, which is 49% above median its own 10-year median of 1.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sony Financial Group stock overvalued right now?
Sony Financial Group (SFGYY) has a current Debt-to-Equity of 2.43. The current Debt-to-Equity is 2.43, which is 49% above median its 10-year median of 1.63 and 1115% above the Insurance industry median of 0.20. Sony Financial Group's overall GF Score™ is 24/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Sony Financial Group (SFGYY), the current Debt-to-Equity is 2.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sony Financial Group Inc is a Japanese financial holding company with three core subsidiaries: Sony Life Insurance Co., Ltd. (Sony Life), Sony Assurance Inc. (Sony Assurance) and Sony Bank Inc. (Sony Bank). Sony Life provides tailor-made life insurance based on detailed consulting by Lifeplanner sales specialists (sales staff) and partners. Sony Assurance provides automobile, fire, medical, and other forms of insurance through the Internet and telephone. Sony Bank provides deposits, mortgages, investment trusts, and foreign exchange margin transaction services through the Internet. The company has three business segments, namely Life Insurance Business, Non-life Insurance Business, Banking Business, and others.
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