Sony Financial GroupSFGYY +1.82%24 Return-on-Tangible-Equity is 25.19% as of Mar. 2026, which is 169% above its 10-year median of 9.35. GuruFocus rates SFGYY with a GF Score™ of 24/100. The stock has 8 warning signs investors should review. Among 500 Insurance companies, Sony Financial Group ranks worse than 62% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Sony Financial Group's annualized net income for the quarter that ended in Mar. 2026 was $920 Mil. Sony Financial Group's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $3,651 Mil. Therefore, Sony Financial Group's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 25.19%.
The historical rank and industry rank for Sony Financial Group's Return-on-Tangible-Equity or its related term are showing as below:
SFGYY'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 6.86 Med: 9.35 Max: 20.53
Current: 9.74
During the past 13 years, Sony Financial Group's highest Return-on-Tangible-Equity was 20.53%. The lowest was 6.86%. And the median was 9.35%.
SFGYY's Return-on-Tangible-Equity is ranked worse than 62% of 500
companies
in the Insurance industry
Industry Median: 13.515
vs SFGYY: 9.74
Sony Financial Group (OTCPK:SFGYY) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Sony Financial Group Return-on-Tangible-Equity Related Terms
Sony Financial Group Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Sony Financial Group's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sony Financial Group Return-on-Tangible-Equity Chart
SFGYY vs AFL, MET, PRU: Return-on-Tangible-Equity Comparison
For the Insurance - Life subindustry, Sony Financial Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sony Financial Group Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Sony Financial Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Sony Financial Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 25.19% mean?
Sony Financial Group (SFGYY) has a Return-on-Tangible-Equity of 25.19% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sony Financial Group and its competitors. This is 169% above median its historical median of 9.35. Over the past decade, Sony Financial Group's Return-on-Tangible-Equity has ranged from 6.86 to 20.53. According to the industry distribution chart, Sony Financial Group ranks #310 out of 500 companies in the Insurance industry, placing it in the top 62%.
Is Sony Financial Group's Return-on-Tangible-Equity too high?
Sony Financial Group's current Return-on-Tangible-Equity of 25.19% is 169% above median its 10-year median of 9.35. Over the past 10 years, this metric has ranged from a low of 6.86 to a high of 20.53. The Insurance industry median Return-on-Tangible-Equity is 13.52. Sony Financial Group's value of 25.19% is 86.4% above this industry median. Based on the distribution chart, Sony Financial Group ranks #310 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Sony Financial Group has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Sony Financial Group's Return-on-Tangible-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, Sony Financial Group ranks #310 out of 500 companies for Return-on-Tangible-Equity. This places Sony Financial Group in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.52. Sony Financial Group's value of 25.19% is 86.4% above this benchmark. Historically, Sony Financial Group's own Return-on-Tangible-Equity has ranged from 6.86 to 20.53 over the past decade. While the company's 10-year median is 9.35 vs. the industry median of 13.52, Sony Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.52, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sony Financial Group's current Return-on-Tangible-Equity of 25.19% is 86.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sony Financial Group and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sony Financial Group's current Return-on-Tangible-Equity is 25.19%, which is 169% above median its own 10-year median of 9.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sony Financial Group stock overvalued right now?
Sony Financial Group (SFGYY) has a current Return-on-Tangible-Equity of 25.19%. The current Return-on-Tangible-Equity is 25.19%, which is 169% above median its 10-year median of 9.35 and 86.4% above the Insurance industry median of 13.52. Sony Financial Group's overall GF Score™ is 24/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Sony Financial Group (SFGYY), the current Return-on-Tangible-Equity is 25.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sony Financial Group Inc is a Japanese financial holding company with three core subsidiaries: Sony Life Insurance Co., Ltd. (Sony Life), Sony Assurance Inc. (Sony Assurance) and Sony Bank Inc. (Sony Bank). Sony Life provides tailor-made life insurance based on detailed consulting by Lifeplanner sales specialists (sales staff) and partners. Sony Assurance provides automobile, fire, medical, and other forms of insurance through the Internet and telephone. Sony Bank provides deposits, mortgages, investment trusts, and foreign exchange margin transaction services through the Internet. The company has three business segments, namely Life Insurance Business, Non-life Insurance Business, Banking Business, and others.
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