SFGYY (Sony Financial Group) EV-to-OCF: 4.58 (As of Aug. 10, 2026) — 426% Above Median

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SFGYY Sony Financial Group Inc SFGYY
28 GF Score
Price $4.79
! 8 Warning Signs
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What is Sony Financial Group EV-to-OCF?

Sony Financial Group SFGYY +0.12% 28 EV-to-OCF is 4.58 as of Aug. 10, 2026, which is 426% above its 10-year median of 0.87. GuruFocus rates SFGYY with a GF Score™ of 28/100. The stock has 8 warning signs investors should review. Among 507 Insurance companies, Sony Financial Group ranks better than 59.96% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Sony Financial Group's Enterprise Value is $13,803 Mil. Sony Financial Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $3,012 Mil. Therefore, Sony Financial Group's EV-to-OCF for today is 4.58.

The historical rank and industry rank for Sony Financial Group's EV-to-OCF or its related term are showing as below:

SFGYY' s EV-to-OCF Range Over the Past 10 Years
Min: 0.78   Med: 0.87   Max: 5.13
Current: 4.91

During the past 13 years, the highest EV-to-OCF of Sony Financial Group was 5.13. The lowest was 0.78. And the median was 0.87.

SFGYY's EV-to-OCF is ranked better than
59.96% of 507 companies
in the Insurance industry
Industry Median: 6.77 vs SFGYY: 4.91

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-10), Sony Financial Group's stock price is $4.79. Sony Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.245. Therefore, Sony Financial Group's PE Ratio (TTM) for today is 19.55.


Sony Financial Group  (OTCPK:SFGYY) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Sony Financial Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=4.79/0.245
=19.55

Sony Financial Group's share price for today is $4.79.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sony Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.245.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Sony Financial Group EV-to-OCF Related Terms


Sony Financial Group EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Sony Financial Group's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sony Financial Group EV-to-OCF Chart

Sony Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 4.77

Sony Financial Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 4.77

SFGYY vs AFL, MET, PRU: EV-to-OCF Comparison

For the Insurance - Life subindustry, Sony Financial Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sony Financial Group EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Sony Financial Group's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Sony Financial Group's EV-to-OCF falls into.


SFGYY
28GF Score
Sony Financial Group Inc SFGYY
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Sony Financial Group EV-to-OCF Calculation

Sony Financial Group's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=13803.035/3011.988
=4.58

Sony Financial Group's current Enterprise Value is $13,803 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sony Financial Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $3,012 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 4.58 mean?
Sony Financial Group (SFGYY) has a EV-to-OCF of 4.58 as of Aug. 10, 2026. This is 426% above median its historical median of 0.87. Over the past decade, Sony Financial Group's EV-to-OCF has ranged from 0.78 to 5.13. According to the industry distribution chart, Sony Financial Group ranks #203 out of 507 companies in the Insurance industry, placing it in the top 40%.
Is Sony Financial Group's EV-to-OCF too high?
Sony Financial Group's current EV-to-OCF of 4.58 is 426% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 5.13. The Insurance industry median EV-to-OCF is 6.77. Sony Financial Group's value of 4.58 is 32.3% below this industry median. Based on the distribution chart, Sony Financial Group ranks #203 out of 507 companies in the Insurance industry, which is above the industry midpoint. Overall, Sony Financial Group has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Sony Financial Group's EV-to-OCF compare to AFL and MET?
According to the Insurance industry distribution chart, Sony Financial Group ranks #203 out of 507 companies for EV-to-OCF. This puts Sony Financial Group in the upper half of its industry. The industry median EV-to-OCF is 6.77. Sony Financial Group's value of 4.58 is 32.3% below this benchmark. Historically, Sony Financial Group's own EV-to-OCF has ranged from 0.78 to 5.13 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 6.77, Sony Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.77, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sony Financial Group's current EV-to-OCF of 4.58 is 32.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sony Financial Group's current EV-to-OCF is 4.58, which is 426% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sony Financial Group stock overvalued right now?
Sony Financial Group (SFGYY) has a current EV-to-OCF of 4.58. The current EV-to-OCF is 4.58, which is 426% above median its 10-year median of 0.87 and 32.3% below the Insurance industry median of 6.77. Sony Financial Group's overall GF Score™ is 28/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Sony Financial Group (SFGYY), the current EV-to-OCF is 4.58 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sony Financial Group Business Description

Address 1-9-2, Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8179
Sony Financial Group Inc is a Japanese financial holding company with three core subsidiaries: Sony Life Insurance Co., Ltd. (Sony Life), Sony Assurance Inc. (Sony Assurance) and Sony Bank Inc. (Sony Bank). Sony Life provides tailor-made life insurance based on detailed consulting by Lifeplanner sales specialists (sales staff) and partners. Sony Assurance provides automobile, fire, medical, and other forms of insurance through the Internet and telephone. Sony Bank provides deposits, mortgages, investment trusts, and foreign exchange margin transaction services through the Internet. The company has three business segments, namely Life Insurance Business, Non-life Insurance Business, Banking Business, and others.
28GF Score

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