SFGYY (Sony Financial Group) EBITDA: $1,122 Mil (TTM As of Mar. 2026)


SFGYY Sony Financial Group Inc SFGYY
24 GF Score
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What is Sony Financial Group EBITDA?

Sony Financial Group SFGYY -1.65% 24 EBITDA is $1,122 Mil as of Mar. 2026. GuruFocus rates SFGYY with a GF Score™ of 24/100. The stock has 8 warning signs investors should review.

Sony Financial Group's EBITDA for the six months ended in Mar. 2026 was $940 Mil. Its EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $1,122 Mil.

During the past 12 months, the average EBITDA Growth Rate of Sony Financial Group was -12.40% per year. During the past 3 years, the average EBITDA Growth Rate was -6.00% per year. During the past 5 years, the average EBITDA Growth Rate was 17.40% per year. During the past 10 years, the average EBITDA Growth Rate was 8.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 13 years, the highest 3-Year average EBITDA Growth Rate of Sony Financial Group was 47.70% per year. The lowest was -11.10% per year. And the median was 6.55% per year.

Sony Financial Group's EBITDA per Share for the six months ended in Mar. 2026 was $0.69. Its EBITDA per share for the trailing twelve months (TTM) ended in Mar. 2026 was $0.82.

During the past 12 months, the average EBITDA per Share Growth Rate of Sony Financial Group was -12.60% per year. During the past 3 years, the average EBITDA per Share Growth Rate was -63.00% per year. During the past 5 years, the average EBITDA per Share Growth Rate was -38.10% per year. During the past 10 years, the average EBITDA per Share Growth Rate was -13.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per share growth rate using EBITDA per Share data.

During the past 13 years, the highest 3-Year average EBITDA per Share Growth Rate of Sony Financial Group was 42.40% per year. The lowest was -82.20% per year. And the median was -1.05% per year.

Sony Financial Group  (OTCPK:SFGYY) EBITDA Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals Operating Income. Operating Income is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses.. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies. Also Price-to-EBITDA is sometimes used in valuations.


Sony Financial Group EBITDA Related Terms


Sony Financial Group EBITDA Historical Data

* Premium members only.

The historical data trend for Sony Financial Group's EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sony Financial Group EBITDA Chart

Sony Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 665.89 1,584.24 1,003.25 1,348.63 1,109.48

Sony Financial Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 532.52 488.14 880.49 181.86 940.01

SFGYY vs AFL, MET, PRU: EBITDA Comparison

For the Insurance - Life subindustry, Sony Financial Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sony Financial Group EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Sony Financial Group's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Sony Financial Group's EV-to-EBITDA falls into.


SFGYY
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Sony Financial Group Inc SFGYY
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Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Sony Financial Group's EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

EBITDA(A: Mar. 2026 )
=Pre-Tax Income+Interest Expense+Depreciation, Depletion and Amortization
=496.236+484.312+128.93
=1,109

Sony Financial Group's EBITDA for the quarter that ended in Mar. 2026 is calculated as

EBITDA(Q: Mar. 2026 )
=EBIT+Depreciation, Depletion and Amortization
=874.689+65.325
=940

EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was $1,122 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sometimes companies may have already deducted Depreciation and Amortization from Gross Profit. In this case Depreciation and Amortization needs to be added back when calculating EBITDA.

Frequently Asked Questions Learn more about EBITDA →
What does a EBITDA of $1,122 Mil mean?
Sony Financial Group (SFGYY) has a EBITDA of $1,122 Mil as of Mar. 2026. Ebitda is the difference between operating revenue and operating expenses not including depreciation and amortization. View historical data on Sony Financial Group.
Is Sony Financial Group's EBITDA too high?
Sony Financial Group's current EBITDA is $1,122 Mil. Overall, Sony Financial Group has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Sony Financial Group's EBITDA compare to AFL and MET?
Sony Financial Group's EBITDA of $1,122 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA for an Insurance company?
A good EBITDA depends on the Insurance industry context. However, EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA mean?
A high EBITDA can signal that a stock is expensive relative to its fundamentals. Ebitda is the difference between operating revenue and operating expenses not including depreciation and amortization. View historical data on Sony Financial Group. Sony Financial Group's current EBITDA is $1,122 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sony Financial Group stock overvalued right now?
Sony Financial Group (SFGYY) has a current EBITDA of $1,122 Mil. The current EBITDA is $1,122 Mil. Sony Financial Group's overall GF Score™ is 24/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA calculated?
EBITDA is calculated from a company's financial statements. For Sony Financial Group (SFGYY), the current EBITDA is $1,122 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sony Financial Group Business Description

Address 1-9-2, Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8179
Sony Financial Group Inc is a Japanese financial holding company with three core subsidiaries: Sony Life Insurance Co., Ltd. (Sony Life), Sony Assurance Inc. (Sony Assurance) and Sony Bank Inc. (Sony Bank). Sony Life provides tailor-made life insurance based on detailed consulting by Lifeplanner sales specialists (sales staff) and partners. Sony Assurance provides automobile, fire, medical, and other forms of insurance through the Internet and telephone. Sony Bank provides deposits, mortgages, investment trusts, and foreign exchange margin transaction services through the Internet. The company has three business segments, namely Life Insurance Business, Non-life Insurance Business, Banking Business, and others.
24GF Score

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EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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