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Sony Financial GroupSFGYY +0.58%24 Forward Rate of Return (Yacktman) % is 770.67% as of Mar. 2026, which is 9% below its 10-year median of 847.50. GuruFocus rates SFGYY with a GF Score™ of 24/100. The stock has 12 warning signs investors should review. Among 279 Insurance companies, Sony Financial Group ranks better than 99.28% on this metric.
Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. Sony Financial Group's forward rate of return for was 770.67%.
The historical rank and industry rank for Sony Financial Group's Forward Rate of Return (Yacktman) % or its related term are showing as below:
SFGYY'
s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 660.43 Med: 847.5 Max: 992.03
Current: 663.39
During the past 13 years, Sony Financial Group's highest Forward Rate of Return was 992.03. The lowest was 660.43. And the median was 847.50.
SFGYY's Forward Rate of Return (Yacktman) % is ranked better than 99.28% of 279
companies
in the Insurance industry
Industry Median: 16.53
vs SFGYY: 663.39
Unlike the Earnings Yield %, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Sony Financial Group (OTCPK:SFGYY) Forward Rate of Return (Yacktman) % Explanation
Unlike the Earnings Yield, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of EBITDA per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is to make it comparable to the growth rate.
Be Aware
In the Forward Rate of Return calculation, the growth rate is added directly to today's free cash flow yield. Therefore the calculation is reliable only if the company can grow at the same rate in the future as it did in the past. Investors should pay close attention to this when researching growth stocks. A more accurate measurement for return is Return on Capital.
Sony Financial Group Forward Rate of Return (Yacktman) % Related Terms
Sony Financial Group Forward Rate of Return (Yacktman) % Historical Data
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The historical data trend for Sony Financial Group's Forward Rate of Return (Yacktman) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sony Financial Group Forward Rate of Return (Yacktman) % Chart
SFGYY vs MET, AFL, PRU: Forward Rate of Return (Yacktman) % Comparison
For the Insurance - Life subindustry, Sony Financial Group's Forward Rate of Return (Yacktman) %, along with its competitors' market caps and Forward Rate of Return (Yacktman) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sony Financial Group Forward Rate of Return (Yacktman) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sony Financial Group's Forward Rate of Return (Yacktman) % distribution charts can be found below:
* The bar in red indicates where Sony Financial Group's Forward Rate of Return (Yacktman) % falls into.
Sony Financial Group Forward Rate of Return (Yacktman) % Calculation
Forward Rate of Return is a concept that Don Yacktman uses in his investment approach. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. He said in the interview (March 2012, when the S&P 500 was at about 1400):
If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.
The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Rate of Return (Yacktman) % of 770.67% mean?
Sony Financial Group (SFGYY) has a Forward Rate of Return (Yacktman) % of 770.67% as of Mar. 2026. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Sony Financial Group and its competitors. This is near median its historical median of 847.50. Over the past decade, Sony Financial Group's Forward Rate of Return (Yacktman) % has ranged from 660.43 to 992.03. According to the industry distribution chart, Sony Financial Group ranks #2 out of 279 companies in the Insurance industry, placing it in the top 0.7%.
Is Sony Financial Group's Forward Rate of Return (Yacktman) % too high?
Sony Financial Group's current Forward Rate of Return (Yacktman) % of 770.67% is near median its 10-year median of 847.50. Over the past 10 years, this metric has ranged from a low of 660.43 to a high of 992.03. The Insurance industry median Forward Rate of Return (Yacktman) % is 16.53. Sony Financial Group's value of 770.67% is 4562.3% above this industry median. Based on the distribution chart, Sony Financial Group ranks #2 out of 279 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sony Financial Group has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Sony Financial Group's Forward Rate of Return (Yacktman) % compare to MET and AFL?
According to the Insurance industry distribution chart, Sony Financial Group ranks #2 out of 279 companies for Forward Rate of Return (Yacktman) %. This places Sony Financial Group in the top 1% of its industry — outperforming the majority of peers. The industry median Forward Rate of Return (Yacktman) % is 16.53. Sony Financial Group's value of 770.67% is 4562.3% above this benchmark. Historically, Sony Financial Group's own Forward Rate of Return (Yacktman) % has ranged from 660.43 to 992.03 over the past decade. While the company's 10-year median is 847.50 vs. the industry median of 16.53, Sony Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Rate of Return (Yacktman) % for an Insurance company?
The median Forward Rate of Return (Yacktman) % among Insurance companies is 16.53, based on 279 companies in the industry. Companies in the top quartile (top 25%) have a Forward Rate of Return (Yacktman) % significantly above this median, while those in the bottom quartile fall well below. However, Forward Rate of Return (Yacktman) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sony Financial Group's current Forward Rate of Return (Yacktman) % of 770.67% is 4562.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Rate of Return (Yacktman) % mean?
A high Forward Rate of Return (Yacktman) % can signal that a stock is expensive relative to its fundamentals. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Sony Financial Group and its competitors. For the Insurance industry, the median Forward Rate of Return (Yacktman) % is 16.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sony Financial Group's current Forward Rate of Return (Yacktman) % is 770.67%, which is near median its own 10-year median of 847.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sony Financial Group stock overvalued right now?
Sony Financial Group (SFGYY) has a current Forward Rate of Return (Yacktman) % of 770.67%. The current Forward Rate of Return (Yacktman) % is 770.67%, which is near median its 10-year median of 847.50 and 4562.3% above the Insurance industry median of 16.53. Sony Financial Group's overall GF Score™ is 24/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Rate of Return (Yacktman) % calculated?
Forward Rate of Return (Yacktman) % is calculated from a company's financial statements. For Sony Financial Group (SFGYY), the current Forward Rate of Return (Yacktman) % is 770.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sony Financial Group Inc is a Japanese financial holding company with three core subsidiaries: Sony Life Insurance Co., Ltd. (Sony Life), Sony Assurance Inc. (Sony Assurance) and Sony Bank Inc. (Sony Bank). Sony Life provides tailor-made life insurance based on detailed consulting by Lifeplanner sales specialists (sales staff) and partners. Sony Assurance provides automobile, fire, medical, and other forms of insurance through the Internet and telephone. Sony Bank provides deposits, mortgages, investment trusts, and foreign exchange margin transaction services through the Internet. The company has three business segments, namely Life Insurance Business, Non-life Insurance Business, Banking Business, and others.
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