Sony Financial GroupSFGYY -1.65%24 Net Margin % is 6.43% as of Mar. 2026, which is 100% above its 10-year median of 3.21. GuruFocus rates SFGYY with a GF Score™ of 24/100. The stock has 8 warning signs investors should review. Among 501 Insurance companies, Sony Financial Group ranks worse than 82.24% on this metric.
The historical rank and industry rank for Sony Financial Group's Net Margin % or its related term are showing as below:
SFGYY'
s Net Margin % Range Over the Past 10 Years
Min: 1.29 Med: 3.21 Max: 5.7
Current: 2.22
SFGYY's Net Margin % is ranked worse than 82.24% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs SFGYY: 2.22
Sony Financial Group (OTCPK:SFGYY) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Sony Financial Group Net Margin % Related Terms
Sony Financial Group Net Margin % Historical Data
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The historical data trend for Sony Financial Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Sony Financial Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sony Financial Group Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sony Financial Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Sony Financial Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sony Financial Group (SFGYY) has a Net Margin % of 6.43% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Sony Financial Group and its competitors. This is 100% above median its historical median of 3.21. Over the past decade, Sony Financial Group's Net Margin % has ranged from 1.29 to 5.70. According to the industry distribution chart, Sony Financial Group ranks #412 out of 501 companies in the Insurance industry, placing it in the top 82.2%.
Is Sony Financial Group's Net Margin % too high?
Sony Financial Group's current Net Margin % of 6.43% is 100% above median its 10-year median of 3.21. Over the past 10 years, this metric has ranged from a low of 1.29 to a high of 5.70. The Insurance industry median Net Margin % is 9.29. Sony Financial Group's value of 6.43% is 30.8% below this industry median. Based on the distribution chart, Sony Financial Group ranks #412 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sony Financial Group has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Sony Financial Group's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Sony Financial Group ranks #412 out of 501 companies for Net Margin %. This places Sony Financial Group in the lower half of its industry. The industry median Net Margin % is 9.29. Sony Financial Group's value of 6.43% is 30.8% below this benchmark. Historically, Sony Financial Group's own Net Margin % has ranged from 1.29 to 5.70 over the past decade. While the company's 10-year median is 3.21 vs. the industry median of 9.29, Sony Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sony Financial Group's current Net Margin % of 6.43% is 30.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Sony Financial Group and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sony Financial Group's current Net Margin % is 6.43%, which is 100% above median its own 10-year median of 3.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sony Financial Group stock overvalued right now?
Sony Financial Group (SFGYY) has a current Net Margin % of 6.43%. The current Net Margin % is 6.43%, which is 100% above median its 10-year median of 3.21 and 30.8% below the Insurance industry median of 9.29. Sony Financial Group's overall GF Score™ is 24/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Sony Financial Group (SFGYY), the current Net Margin % is 6.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sony Financial Group Inc is a Japanese financial holding company with three core subsidiaries: Sony Life Insurance Co., Ltd. (Sony Life), Sony Assurance Inc. (Sony Assurance) and Sony Bank Inc. (Sony Bank). Sony Life provides tailor-made life insurance based on detailed consulting by Lifeplanner sales specialists (sales staff) and partners. Sony Assurance provides automobile, fire, medical, and other forms of insurance through the Internet and telephone. Sony Bank provides deposits, mortgages, investment trusts, and foreign exchange margin transaction services through the Internet. The company has three business segments, namely Life Insurance Business, Non-life Insurance Business, Banking Business, and others.
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