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Sony Financial GroupSFGYY +0.58%24 Owner Earnings per Share (TTM) is 2.17 as of Jun. 2026. GuruFocus rates SFGYY with a GF Score™ of 24/100. The stock has 10 warning signs investors should review. Among 345 Insurance companies, Sony Financial Group ranks better than 83.48% on this metric.
"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."
Sony Financial Group does not have enough data to calculate Owner Earnings per Share (TTM), so as Price-to-Owner-Earnings ratio.
The historical rank and industry rank for Sony Financial Group's Owner Earnings per Share (TTM) or its related term are showing as below:
SFGYY'
s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.76 Med: 0.9 Max: 2.47
Current: 2.39
Assumption: Companies usually do not report maintenance capital expenditures and growth capital expenditures separately. Here we use estimated numbers and average them over 5 years. The method to estimate maintenance capital expenditures can be found in above part 4.
Note: GuruFocus' Change In Working Capital is provided by FactSet. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And it includes non-current parts of assets and liabilities.
Sony Financial Group Owner Earnings per Share (TTM) Related Terms
Sony Financial Group Owner Earnings per Share (TTM) Historical Data
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The historical data trend for Sony Financial Group's Owner Earnings per Share (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sony Financial Group Owner Earnings per Share (TTM) Chart
SFGYY vs MET, AFL, PRU: Owner Earnings per Share (TTM) Comparison
For the Insurance - Life subindustry, Sony Financial Group's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sony Financial Group Price-to-Owner-Earnings vs Insurance Industry
For the Insurance industry and Financial Services sector, Sony Financial Group's Price-to-Owner-Earnings distribution charts can be found below:
* The bar in red indicates where Sony Financial Group's Price-to-Owner-Earnings falls into.
"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."
What does a Owner Earnings per Share (TTM) of 2.17 mean?
Sony Financial Group (SFGYY) has a Owner Earnings per Share (TTM) of 2.17 as of Jun. 2026. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Sony Financial Group. According to the industry distribution chart, Sony Financial Group ranks #57 out of 345 companies in the Insurance industry, placing it in the top 16.5%.
Is Sony Financial Group's Owner Earnings per Share (TTM) too high?
Sony Financial Group's current Owner Earnings per Share (TTM) is 2.17. The Insurance industry median Owner Earnings per Share (TTM) is 7.69. Sony Financial Group's value of 2.17 is 71.8% below this industry median. Based on the distribution chart, Sony Financial Group ranks #57 out of 345 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sony Financial Group has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Sony Financial Group's Owner Earnings per Share (TTM) compare to MET and AFL?
According to the Insurance industry distribution chart, Sony Financial Group ranks #57 out of 345 companies for Owner Earnings per Share (TTM). This places Sony Financial Group in the top 17% of its industry — outperforming the majority of peers. The industry median Owner Earnings per Share (TTM) is 7.69. Sony Financial Group's value of 2.17 is 71.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Owner Earnings per Share (TTM) for an Insurance company?
The median Owner Earnings per Share (TTM) among Insurance companies is 7.69, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a Owner Earnings per Share (TTM) significantly above this median, while those in the bottom quartile fall well below. However, Owner Earnings per Share (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sony Financial Group's current Owner Earnings per Share (TTM) of 2.17 is 71.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Owner Earnings per Share (TTM) mean?
A high Owner Earnings per Share (TTM) can signal that a stock is expensive relative to its fundamentals. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Sony Financial Group. For the Insurance industry, the median Owner Earnings per Share (TTM) is 7.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sony Financial Group's current Owner Earnings per Share (TTM) is 2.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sony Financial Group stock overvalued right now?
Sony Financial Group (SFGYY) has a current Owner Earnings per Share (TTM) of 2.17. The current Owner Earnings per Share (TTM) is 2.17 and 71.8% below the Insurance industry median of 7.69. Sony Financial Group's overall GF Score™ is 24/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Owner Earnings per Share (TTM) calculated?
Owner Earnings per Share (TTM) is calculated from a company's financial statements. For Sony Financial Group (SFGYY), the current Owner Earnings per Share (TTM) is 2.17 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sony Financial Group Inc is a Japanese financial holding company with three core subsidiaries: Sony Life Insurance Co., Ltd. (Sony Life), Sony Assurance Inc. (Sony Assurance) and Sony Bank Inc. (Sony Bank). Sony Life provides tailor-made life insurance based on detailed consulting by Lifeplanner sales specialists (sales staff) and partners. Sony Assurance provides automobile, fire, medical, and other forms of insurance through the Internet and telephone. Sony Bank provides deposits, mortgages, investment trusts, and foreign exchange margin transaction services through the Internet. The company has three business segments, namely Life Insurance Business, Non-life Insurance Business, Banking Business, and others.
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