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Sony Financial GroupSFGYY +2.83%24 Return-on-Tangible-Asset is 0.59% as of Mar. 2026, which is 59% above its 10-year median of 0.37. GuruFocus rates SFGYY with a GF Score™ of 24/100. The stock has 8 warning signs investors should review. Among 509 Insurance companies, Sony Financial Group ranks worse than 87.82% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Sony Financial Group's annualizedNet Income for the quarter that ended in Mar. 2026 was $920 Mil. Sony Financial Group's average total tangible assets for the quarter that ended in Mar. 2026 was $156,009 Mil. Therefore, Sony Financial Group's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.59%.
The historical rank and industry rank for Sony Financial Group's Return-on-Tangible-Asset or its related term are showing as below:
SFGYY'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.2 Med: 0.37 Max: 0.61
Current: 0.23
During the past 13 years, Sony Financial Group's highest Return-on-Tangible-Asset was 0.61%. The lowest was 0.20%. And the median was 0.37%.
SFGYY's Return-on-Tangible-Asset is ranked worse than 87.82% of 509
companies
in the Insurance industry
Industry Median: 2.74
vs SFGYY: 0.23
Sony Financial Group (OTCPK:SFGYY) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Sony Financial Group Return-on-Tangible-Asset Related Terms
Sony Financial Group Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Sony Financial Group's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sony Financial Group Return-on-Tangible-Asset Chart
SFGYY vs AFL, MET, PRU: Return-on-Tangible-Asset Comparison
For the Insurance - Life subindustry, Sony Financial Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sony Financial Group Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Sony Financial Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Sony Financial Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.59% mean?
Sony Financial Group (SFGYY) has a Return-on-Tangible-Asset of 0.59% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Sony Financial Group and its competitors. This is 59% above median its historical median of 0.37. Over the past decade, Sony Financial Group's Return-on-Tangible-Asset has ranged from 0.20 to 0.61. According to the industry distribution chart, Sony Financial Group ranks #447 out of 509 companies in the Insurance industry, placing it in the top 87.8%.
Is Sony Financial Group's Return-on-Tangible-Asset too high?
Sony Financial Group's current Return-on-Tangible-Asset of 0.59% is 59% above median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.61. The Insurance industry median Return-on-Tangible-Asset is 2.74. Sony Financial Group's value of 0.59% is 78.5% below this industry median. Based on the distribution chart, Sony Financial Group ranks #447 out of 509 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sony Financial Group has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Sony Financial Group's Return-on-Tangible-Asset compare to AFL and MET?
According to the Insurance industry distribution chart, Sony Financial Group ranks #447 out of 509 companies for Return-on-Tangible-Asset. This places Sony Financial Group in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.74. Sony Financial Group's value of 0.59% is 78.5% below this benchmark. Historically, Sony Financial Group's own Return-on-Tangible-Asset has ranged from 0.20 to 0.61 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 2.74, Sony Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.74, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sony Financial Group's current Return-on-Tangible-Asset of 0.59% is 78.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Sony Financial Group and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sony Financial Group's current Return-on-Tangible-Asset is 0.59%, which is 59% above median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sony Financial Group stock overvalued right now?
Sony Financial Group (SFGYY) has a current Return-on-Tangible-Asset of 0.59%. The current Return-on-Tangible-Asset is 0.59%, which is 59% above median its 10-year median of 0.37 and 78.5% below the Insurance industry median of 2.74. Sony Financial Group's overall GF Score™ is 24/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Sony Financial Group (SFGYY), the current Return-on-Tangible-Asset is 0.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sony Financial Group Inc is a Japanese financial holding company with three core subsidiaries: Sony Life Insurance Co., Ltd. (Sony Life), Sony Assurance Inc. (Sony Assurance) and Sony Bank Inc. (Sony Bank). Sony Life provides tailor-made life insurance based on detailed consulting by Lifeplanner sales specialists (sales staff) and partners. Sony Assurance provides automobile, fire, medical, and other forms of insurance through the Internet and telephone. Sony Bank provides deposits, mortgages, investment trusts, and foreign exchange margin transaction services through the Internet. The company has three business segments, namely Life Insurance Business, Non-life Insurance Business, Banking Business, and others.
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