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Lloyds Banking GroupCHIX:LLOYL -0.13%56 3-Year Dividend Growth Rate is 16.30% as of Jun. 2026, which is 79% above its 10-year median of 9.10. GuruFocus rates CHIX:LLOYL with a GF Score™ of 56/100 and a GF Value™ of £0.79 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 962 Banks companies, Lloyds Banking Group ranks better than 62.68% on this metric.
The historical rank and industry rank for Lloyds Banking Group's 3-Year Dividend Growth Rate or its related term are showing as below:
CHIX:LLOYl'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -27.1 Med: 9.1 Max: 34.2
Current: 16.3
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Lloyds Banking Group was 34.20% per year. The lowest was -27.10% per year. And the median was 9.10% per year.
CHIX:LLOYl's 3-Year Dividend Growth Rate is ranked better than 62.68% of 962
companies
in the Banks industry
Industry Median: 10.1
vs CHIX:LLOYl: 16.30
During the past 12 months, Lloyds Banking Group's average Dividends Per Share Growth Rate was 12.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 16.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Lloyds Banking Group was 1.00. The lowest was 0.16. And the median was 0.45.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Lloyds Banking Group Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
GBP 0.015800
2026-08-06
2026-08-07
2026-09-15
Cash Dividend
semi-annually
GBP:GBP 1.000000
GBP 0.024300
2026-04-09
2026-04-10
2026-05-19
Cash Dividend
semi-annually
GBP:GBP 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Lloyds Banking Group's Dividend Yield (%) for Today is calculated as
Current Share Price is £1.121.
Lloyds Banking Group's Dividends per Share for the trailing twelve months (TTM) ended in Today is £0.0401.
During the past 13 years, the highest Dividend Yield of Lloyds Banking Group was 6.29%. The lowest was 1.63%. And the median was 4.11%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lloyds Banking Group 3-Year Dividend Growth Rate Related Terms>
Lloyds Banking Group 3-Year Dividend Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Lloyds Banking Group's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lloyds Banking Group 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Lloyds Banking Group's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Lloyds Banking Group's 3-Year Dividend Growth Rate falls into.
Lloyds Banking Group 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 16.30% mean?
Lloyds Banking Group (CHIX:LLOYL) has a 3-Year Dividend Growth Rate of 16.30% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Lloyds Banking Group and its competitors. This is 79% above median its historical median of 9.10. According to the industry distribution chart, Lloyds Banking Group ranks #359 out of 962 companies in the Banks industry, placing it in the top 37.3%.
Is Lloyds Banking Group's 3-Year Dividend Growth Rate too high?
Lloyds Banking Group's current 3-Year Dividend Growth Rate of 16.30% is 79% above median its 10-year median of 9.10. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Lloyds Banking Group's value of 16.30% is 61.4% above this industry median. Based on the distribution chart, Lloyds Banking Group ranks #359 out of 962 companies in the Banks industry, which is above the industry midpoint. Overall, Lloyds Banking Group has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Lloyds Banking Group ranks #359 out of 962 companies for 3-Year Dividend Growth Rate. This puts Lloyds Banking Group in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Lloyds Banking Group's value of 16.30% is 61.4% above this benchmark. While the company's 10-year median is 9.10 vs. the industry median of 10.10, Lloyds Banking Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 962 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lloyds Banking Group's current 3-Year Dividend Growth Rate of 16.30% is 61.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Lloyds Banking Group and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Banking Group's current 3-Year Dividend Growth Rate is 16.30%, which is 79% above median its own 10-year median of 9.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (CHIX:LLOYL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.79, compared to a current price of £1.12 — trading 41.9% above its estimated fair value. The current 3-Year Dividend Growth Rate is 16.30%, which is 79% above median its 10-year median of 9.10 and 61.4% above the Banks industry median of 10.10. Lloyds Banking Group's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Lloyds Banking Group (CHIX:LLOYL), the current 3-Year Dividend Growth Rate is 16.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lloyds Banking Group (CHIX:LLOYL) Overvalued in 2026?
Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued.
The current stock price of £1.12 is trading 41.9% above its estimated GF Value™ of £0.79.
GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.
Key valuation signals for CHIX:LLOYL:
3-Year Dividend Growth Rate: 16.30% (79% above median its 10-year median of 9.10)
GF Value™: £0.79 vs. price of £1.12 (41.9% above fair value)
Industry Position: 61.4% above the Banks median (#359 of 962)
No single metric tells the full story. See the CHIX:LLOYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
56GF Score
Get the complete analysis for CHIX:LLOYL
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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