Lloyds Banking Group (CHIX:LLOYL) 5-Year Dividend Growth Rate: 0.00% (As of Jun. 2026)

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CHIX:LLOYL Lloyds Banking Group PLC CHIX:LLOYL
54 GF Score
Price £1.11
GF Value £0.79
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Lloyds Banking Group 5-Year Dividend Growth Rate?

Lloyds Banking Group CHIX:LLOYL +1.28% 54 5-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates CHIX:LLOYL with a GF Score™ of 54/100 and a GF Value™ of £0.79 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 727 Banks companies, Lloyds Banking Group ranks worse than 137551.44% on this metric.

Lloyds Banking Group's Dividends per Share for the three months ended in Jun. 2026 was £0.02.

During the past 12 months, Lloyds Banking Group's average Dividends Per Share Growth Rate was 12.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 16.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Lloyds Banking Group was 34.20% per year. The lowest was -27.10% per year. And the median was 9.10% per year.

Lloyds Banking Group's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.92. As of today, Lloyds Banking Group's Dividend Yield % is 3.63%.

Good Sign:

Lloyds Banking Group PLC stock Dividend Yield % is close to 1-year high.

For more information regarding to dividend, please check our Dividend Page.


Lloyds Banking Group  (CHIX:LLOYl) 5-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Lloyds Banking Group's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.024/ 0.026
=0.92

During the past 13 years, the highest Dividend Payout Ratio of Lloyds Banking Group was 1.00. The lowest was 0.16. And the median was 0.45.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Lloyds Banking Group Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
GBP 0.0158002026-08-062026-08-072026-09-15Cash Dividendsemi-annuallyGBP:GBP 1.000000
GBP 0.0243002026-04-092026-04-102026-05-19Cash Dividendsemi-annuallyGBP:GBP 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Lloyds Banking Group's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.0401/1.106
=3.63 %

Current Share Price is £1.106.
Lloyds Banking Group's Dividends per Share for the trailing twelve months (TTM) ended in Today is £0.0401.

During the past 13 years, the highest Dividend Yield of Lloyds Banking Group was 6.29%. The lowest was 1.63%. And the median was 4.11%.

Good Sign:

Lloyds Banking Group PLC stock Dividend Yield % is close to 1-year high.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Lloyds Banking Group 5-Year Dividend Growth Rate Related Terms


Lloyds Banking Group 5-Year Dividend Growth Rate Competitor Comparison

For the Banks - Regional subindustry, Lloyds Banking Group's 5-Year Dividend Growth Rate, along with its competitors' market caps and 5-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lloyds Banking Group 5-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Lloyds Banking Group's 5-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Lloyds Banking Group's 5-Year Dividend Growth Rate falls into.


CHIX:LLOYL
54GF Score
Lloyds Banking Group PLC CHIX:LLOYL
5-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lloyds Banking Group 5-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 5-Year Dividend Growth Rate of 0.00% mean?
Lloyds Banking Group (CHIX:LLOYL) has a 5-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Lloyds Banking Group and its competitors. According to the industry distribution chart, Lloyds Banking Group ranks #999999 out of 727 companies in the Banks industry.
Is Lloyds Banking Group's 5-Year Dividend Growth Rate too high?
Lloyds Banking Group's current 5-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, Lloyds Banking Group ranks #999999 out of 727 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Lloyds Banking Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's 5-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Lloyds Banking Group ranks #999999 out of 727 companies for 5-Year Dividend Growth Rate. This places Lloyds Banking Group in the lower half of its industry. The industry median 5-Year Dividend Growth Rate is 8.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Dividend Growth Rate for a Banks company?
The median 5-Year Dividend Growth Rate among Banks companies is 8.60, based on 727 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Dividend Growth Rate mean?
A high 5-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Lloyds Banking Group and its competitors. For the Banks industry, the median 5-Year Dividend Growth Rate is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Banking Group's current 5-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (CHIX:LLOYL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.79, compared to a current price of £1.11 — trading 40% above its estimated fair value. The current 5-Year Dividend Growth Rate is 0.00%. Lloyds Banking Group's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Dividend Growth Rate calculated?
5-Year Dividend Growth Rate is calculated from a company's financial statements. For Lloyds Banking Group (CHIX:LLOYL), the current 5-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lloyds Banking Group (CHIX:LLOYL) Overvalued in 2026?

Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued. The current stock price of £1.11 is trading 40% above its estimated GF Value™ of £0.79. GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.

Key valuation signals for CHIX:LLOYL:

  • 5-Year Dividend Growth Rate: 0.00%
  • GF Value™: £0.79 vs. price of £1.11 (40% above fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the CHIX:LLOYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lloyds Banking Group Business Description

Address 33 Old Broad Street, London, GBR, EC2N 1HZ
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
54GF Score

Get the complete analysis for CHIX:LLOYL

5-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.11
Price
£0.79
GF Value