Lloyds Banking Group (CHIX:LLOYL) YoY EPS Growth: 14.29% (As of Jun. 2026)

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CHIX:LLOYL Lloyds Banking Group PLC CHIX:LLOYL
54 GF Score
Price £1.11
GF Value £0.79
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Lloyds Banking Group YoY EPS Growth?

Lloyds Banking Group CHIX:LLOYL +1.16% 54 YoY EPS Growth is 14.29% as of Jun. 2026. GuruFocus rates CHIX:LLOYL with a GF Score™ of 54/100 and a GF Value™ of £0.79 (Significantly Overvalued). The stock has 4 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Lloyds Banking Group's YoY EPS Growth for the quarter that ended in Jun. 2026 was 14.29%.

Lloyds Banking Group's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was £0.02.

Lloyds Banking Group YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Lloyds Banking Group's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lloyds Banking Group YoY EPS Growth Chart

Lloyds Banking Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 525.00 -34.67 53.06 -17.33 11.29

Lloyds Banking Group Quarterly Data
Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.53 -47.37 144.44 41.18 14.29
CHIX:LLOYL
54GF Score
Lloyds Banking Group PLC CHIX:LLOYL
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Lloyds Banking Group YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Lloyds Banking Group's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.069-0.062)/ | 0.062 |
=11.29 %

Lloyds Banking Group's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.024-0.021)/ | 0.021 |
=14.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 14.29% mean?
Lloyds Banking Group (CHIX:LLOYL) has a YoY EPS Growth of 14.29% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Lloyds Banking Group and its competitors.
Is Lloyds Banking Group's YoY EPS Growth too high?
Lloyds Banking Group's current YoY EPS Growth is 14.29%. Overall, Lloyds Banking Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's YoY EPS Growth compare to competitors?
Lloyds Banking Group's YoY EPS Growth of 14.29% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Lloyds Banking Group and its competitors. Lloyds Banking Group's current YoY EPS Growth is 14.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (CHIX:LLOYL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.79, compared to a current price of £1.11 — trading 40.6% above its estimated fair value. The current YoY EPS Growth is 14.29%. Lloyds Banking Group's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Lloyds Banking Group (CHIX:LLOYL), the current YoY EPS Growth is 14.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lloyds Banking Group (CHIX:LLOYL) Overvalued in 2026?

Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued. The current stock price of £1.11 is trading 40.6% above its estimated GF Value™ of £0.79. GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.

Key valuation signals for CHIX:LLOYL:

  • YoY EPS Growth: 14.29%
  • GF Value™: £0.79 vs. price of £1.11 (40.6% above fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the CHIX:LLOYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lloyds Banking Group Business Description

Address 33 Old Broad Street, London, GBR, EC2N 1HZ
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
54GF Score

Get the complete analysis for CHIX:LLOYL

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.11
Price
£0.79
GF Value