Lloyds Banking Group (CHIX:LLOYL) Momentum Rank: 10 (As of Aug. 23, 2026) — 25% Above Median

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CHIX:LLOYL Lloyds Banking Group PLC CHIX:LLOYL
59 GF Score
Price £1.11
GF Value £0.79
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Lloyds Banking Group Momentum Rank?

Lloyds Banking Group CHIX:LLOYL +1.16% 59 Momentum Rank is 10 as of Aug. 23, 2026, which is 25% above its 10-year median of 8.00. GuruFocus rates CHIX:LLOYL with a GF Score™ of 59/100 and a GF Value™ of £0.79 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Lloyds Banking Group has the Momentum Rank of 10.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Lloyds Banking Group Momentum Rank Related Terms

Lloyds Banking Group Momentum Rank Competitor Comparison

For the Banks - Regional subindustry, Lloyds Banking Group's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lloyds Banking Group Momentum Rank vs Banks Industry

For the Banks industry and Financial Services sector, Lloyds Banking Group's Momentum Rank distribution charts can be found below:

* The bar in red indicates where Lloyds Banking Group's Momentum Rank falls into.


CHIX:LLOYL
59GF Score
Lloyds Banking Group PLC CHIX:LLOYL
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 10 mean?
Lloyds Banking Group (CHIX:LLOYL) has a Momentum Rank of 10 as of Aug. 23, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Lloyds Banking Group and its competitors. This is 25% above median its historical median of 8.00. Over the past decade, Lloyds Banking Group's Momentum Rank has ranged from 2.00 to 10.00.
Is Lloyds Banking Group's Momentum Rank too high?
Lloyds Banking Group's current Momentum Rank of 10 is 25% above median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Lloyds Banking Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's Momentum Rank compare to competitors?
Lloyds Banking Group's Momentum Rank of 10 can be compared against companies in the Banks industry. Historically, Lloyds Banking Group's own Momentum Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Banks company?
A good Momentum Rank depends on the Banks industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Lloyds Banking Group and its competitors. Lloyds Banking Group's current Momentum Rank is 10, which is 25% above median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (CHIX:LLOYL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.79, compared to a current price of £1.11 — trading 40.6% above its estimated fair value. The current Momentum Rank is 10, which is 25% above median its 10-year median of 8.00. Lloyds Banking Group's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For Lloyds Banking Group (CHIX:LLOYL), the current Momentum Rank is 10 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lloyds Banking Group (CHIX:LLOYL) Overvalued in 2026?

Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued. The current stock price of £1.11 is trading 40.6% above its estimated GF Value™ of £0.79. GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.

Key valuation signals for CHIX:LLOYL:

  • Momentum Rank: 10 (25% above median its 10-year median of 8.00)
  • GF Value™: £0.79 vs. price of £1.11 (40.6% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the CHIX:LLOYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lloyds Banking Group Business Description

Address 33 Old Broad Street, London, GBR, EC2N 1HZ
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
59GF Score

Get the complete analysis for CHIX:LLOYL

Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.11
Price
£0.79
GF Value