Lloyds Banking Group (CHIX:LLOYL) Quality Rank


CHIX:LLOYL Lloyds Banking Group PLC CHIX:LLOYL
59 GF Score
Price £1.15
GF Value £0.70
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Lloyds Banking Group Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Lloyds Banking Group Quality Rank Related Terms

CHIX:LLOYL
59GF Score
Lloyds Banking Group PLC CHIX:LLOYL
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Lloyds Banking Group (CHIX:LLOYL) Overvalued in 2026?

Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued. The current stock price of £1.15 is trading 63.6% above its estimated GF Value™ of £0.70. GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.

Key valuation signals for CHIX:LLOYL:

  • Quality Rank:
  • GF Value™: £0.70 vs. price of £1.15 (63.6% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the CHIX:LLOYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lloyds Banking Group Business Description

Address 33 Old Broad Street, London, GBR, EC2N 1HZ
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
59GF Score

Get the complete analysis for CHIX:LLOYL

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.15
Price
£0.70
GF Value