Lloyds Banking Group (CHIX:LLOYL) 3-Month Share Buyback Ratio: 0.42% (As of Mar. 2026 )

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CHIX:LLOYL Lloyds Banking Group PLC CHIX:LLOYL
59 GF Score
Price £1.14
GF Value £0.70
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Lloyds Banking Group 3-Month Share Buyback Ratio?

Lloyds Banking Group CHIX:LLOYL +1.02% 59 3-Month Share Buyback Ratio is 0.42 as of Mar. 2026. GuruFocus rates CHIX:LLOYL with a GF Score™ of 59/100 and a GF Value™ of £0.70 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Lloyds Banking Group's current 3-Month Share Buyback Ratio was 0.42%.


Lloyds Banking Group  (CHIX:LLOYl) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Lloyds Banking Group 3-Month Share Buyback Ratio Related Terms


Lloyds Banking Group 3-Month Share Buyback Ratio Competitor Comparison

For the Banks - Regional subindustry, Lloyds Banking Group's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lloyds Banking Group 3-Month Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lloyds Banking Group's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Lloyds Banking Group's 3-Month Share Buyback Ratio falls into.


CHIX:LLOYL
59GF Score
Lloyds Banking Group PLC CHIX:LLOYL
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Lloyds Banking Group 3-Month Share Buyback Ratio Calculation

Lloyds Banking Group's 3-Month Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Dec. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Dec. 2025 )
=(58759.791 - 58514.306) / 58759.791
=0.42%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of 0.42 mean?
Lloyds Banking Group (CHIX:LLOYL) has a 3-Month Share Buyback Ratio of 0.42 as of Mar. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Lloyds Banking Group and its competitors.
Is Lloyds Banking Group's 3-Month Share Buyback Ratio too high?
Lloyds Banking Group's current 3-Month Share Buyback Ratio is 0.42. Overall, Lloyds Banking Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's 3-Month Share Buyback Ratio compare to competitors?
Lloyds Banking Group's 3-Month Share Buyback Ratio of 0.42 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Lloyds Banking Group and its competitors. Lloyds Banking Group's current 3-Month Share Buyback Ratio is 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (CHIX:LLOYL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.70, compared to a current price of £1.14 — trading 62.3% above its estimated fair value. The current 3-Month Share Buyback Ratio is 0.42. Lloyds Banking Group's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Lloyds Banking Group (CHIX:LLOYL), the current 3-Month Share Buyback Ratio is 0.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lloyds Banking Group (CHIX:LLOYL) Overvalued in 2026?

Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued. The current stock price of £1.14 is trading 62.3% above its estimated GF Value™ of £0.70. GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.

Key valuation signals for CHIX:LLOYL:

  • 3-Month Share Buyback Ratio: 0.42
  • GF Value™: £0.70 vs. price of £1.14 (62.3% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the CHIX:LLOYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lloyds Banking Group Business Description

Address 33 Old Broad Street, London, GBR, EC2N 1HZ
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
59GF Score

Get the complete analysis for CHIX:LLOYL

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.14
Price
£0.70
GF Value