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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-24), Lloyds Banking Group's 3-1 Month Momentum % is 10.44%.
The industry rank for Lloyds Banking Group's 3-1 Month Momentum % or its related term are showing as below:
CHIX:LLOYl's 3-1 Month Momentum % is ranked better than 80.51% of 1575
companies
in the Banks industry
Industry Median: 2.41
vs CHIX:LLOYl: 10.44
Lloyds Banking Group (CHIX:LLOYl) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Lloyds Banking Group 3-1 Month Momentum % Related Terms
Lloyds Banking Group 3-1 Month Momentum % Competitor Comparison
For the Banks - Regional subindustry, Lloyds Banking Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lloyds Banking Group 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Lloyds Banking Group's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Lloyds Banking Group's 3-1 Month Momentum % falls into.
Lloyds Banking Group (CHIX:LLOYl) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lloyds Banking Group (CHIX:LLOYL) has a 3-1 Month Momentum % of 10.44% as of Jul. 24, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Lloyds Banking Group and its competitors. According to the industry distribution chart, Lloyds Banking Group ranks #307 out of 1575 companies in the Banks industry, placing it in the top 19.5%.
Is Lloyds Banking Group's 3-1 Month Momentum % too high?
Lloyds Banking Group's current 3-1 Month Momentum % is 10.44%. The Banks industry median 3-1 Month Momentum % is 2.41. Lloyds Banking Group's value of 10.44% is 333.2% above this industry median. Based on the distribution chart, Lloyds Banking Group ranks #307 out of 1575 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Lloyds Banking Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Lloyds Banking Group ranks #307 out of 1575 companies for 3-1 Month Momentum %. This places Lloyds Banking Group in the top 20% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.41. Lloyds Banking Group's value of 10.44% is 333.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.41, based on 1,575 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lloyds Banking Group's current 3-1 Month Momentum % of 10.44% is 333.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Lloyds Banking Group and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Banking Group's current 3-1 Month Momentum % is 10.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (CHIX:LLOYL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.70, compared to a current price of £1.12 — trading 60.6% above its estimated fair value. The current 3-1 Month Momentum % is 10.44% and 333.2% above the Banks industry median of 2.41. Lloyds Banking Group's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Lloyds Banking Group (CHIX:LLOYL), the current 3-1 Month Momentum % is 10.44% as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lloyds Banking Group (CHIX:LLOYL) Overvalued in 2026?
Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued.
The current stock price of £1.12 is trading 60.6% above its estimated GF Value™ of £0.70.
GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.
Key valuation signals for CHIX:LLOYL:
3-1 Month Momentum %: 10.44%
GF Value™: £0.70 vs. price of £1.12 (60.6% above fair value)
Industry Position: 333.2% above the Banks median (#307 of 1575)
No single metric tells the full story. See the CHIX:LLOYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
59GF Score
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