Lloyds Banking Group (CHIX:LLOYL) Growth Rank: 8 (As of Jul. 28, 2026) — 167% Above Median

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CHIX:LLOYL Lloyds Banking Group PLC CHIX:LLOYL
59 GF Score
Price £1.15
GF Value £0.70
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Lloyds Banking Group Growth Rank?

Lloyds Banking Group CHIX:LLOYL +1.10% 59 Growth Rank is 8 as of Jul. 28, 2026, which is 167% above its 10-year median of 3.00. GuruFocus rates CHIX:LLOYL with a GF Score™ of 59/100 and a GF Value™ of £0.70 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Lloyds Banking Group has the Growth Rank of 8.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Lloyds Banking Group Growth Rank Related Terms

Lloyds Banking Group Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Lloyds Banking Group's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lloyds Banking Group Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Lloyds Banking Group's Growth Rank distribution charts can be found below:

* The bar in red indicates where Lloyds Banking Group's Growth Rank falls into.


CHIX:LLOYL
59GF Score
Lloyds Banking Group PLC CHIX:LLOYL
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 8 mean?
Lloyds Banking Group (CHIX:LLOYL) has a Growth Rank of 8 as of Jul. 28, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Lloyds Banking Group and its competitors. This is 167% above median its historical median of 3.00. Over the past decade, Lloyds Banking Group's Growth Rank has ranged from 1.00 to 8.00.
Is Lloyds Banking Group's Growth Rank too high?
Lloyds Banking Group's current Growth Rank of 8 is 167% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, Lloyds Banking Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's Growth Rank compare to competitors?
Lloyds Banking Group's Growth Rank of 8 can be compared against companies in the Banks industry. Historically, Lloyds Banking Group's own Growth Rank has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Lloyds Banking Group and its competitors. Lloyds Banking Group's current Growth Rank is 8, which is 167% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (CHIX:LLOYL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.70, compared to a current price of £1.15 — trading 64.1% above its estimated fair value. The current Growth Rank is 8, which is 167% above median its 10-year median of 3.00. Lloyds Banking Group's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Lloyds Banking Group (CHIX:LLOYL), the current Growth Rank is 8 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lloyds Banking Group (CHIX:LLOYL) Overvalued in 2026?

Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued. The current stock price of £1.15 is trading 64.1% above its estimated GF Value™ of £0.70. GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.

Key valuation signals for CHIX:LLOYL:

  • Growth Rank: 8 (167% above median its 10-year median of 3.00)
  • GF Value™: £0.70 vs. price of £1.15 (64.1% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the CHIX:LLOYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lloyds Banking Group Business Description

Address 33 Old Broad Street, London, GBR, EC2N 1HZ
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
59GF Score

Get the complete analysis for CHIX:LLOYL

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.15
Price
£0.70
GF Value