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Lloyds Banking Group's EPS (Basic) for the
three
months ended in Jun. 2026 was £0.02.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was £0.08.
During the past 12 months, Lloyds Banking Group's average EPS without NRIGrowth Rate was 13.70% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 6.20% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 24.10% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 13.60% per year.
During the past 13 years, Lloyds Banking Group's highest 3-Year average EPS without NRI Growth Rate was 117.80% per year. The lowest was -68.40% per year. And the median was 6.10% per year.
Lloyds Banking Group (CHIX:LLOYl) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Lloyds Banking Group Earnings per Share (Diluted) Related Terms
Lloyds Banking Group Earnings per Share (Diluted) Historical Data
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The historical data trend for Lloyds Banking Group's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lloyds Banking Group Earnings per Share (Diluted) Chart
Lloyds Banking Group Earnings per Share (Diluted) Competitor Comparison
For the Banks - Regional subindustry, Lloyds Banking Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lloyds Banking Group PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Lloyds Banking Group's PE Ratio distribution charts can be found below:
* The bar in red indicates where Lloyds Banking Group's PE Ratio falls into.
Lloyds Banking Group Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Lloyds Banking Group's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was £0.08
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of £0.08 mean?
Lloyds Banking Group (CHIX:LLOYL) has a Earnings per Share (Diluted) of £0.08 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Lloyds Banking Group and its competitors. According to the industry distribution chart, Lloyds Banking Group ranks #740 out of 1412 companies in the Banks industry, placing it in the top 52.4%.
Is Lloyds Banking Group's Earnings per Share (Diluted) too high?
Lloyds Banking Group's current Earnings per Share (Diluted) is £0.08. Based on the distribution chart, Lloyds Banking Group ranks #740 out of 1412 companies in the Banks industry, which is below the industry midpoint. Overall, Lloyds Banking Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, Lloyds Banking Group ranks #740 out of 1412 companies for Earnings per Share (Diluted). This places Lloyds Banking Group in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Lloyds Banking Group and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Banking Group's current Earnings per Share (Diluted) is £0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Banking Group (CHIX:LLOYL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.75, compared to a current price of £1.15 — trading 53.6% above its estimated fair value. The current Earnings per Share (Diluted) is £0.08. Lloyds Banking Group's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Lloyds Banking Group (CHIX:LLOYL), the current Earnings per Share (Diluted) is £0.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lloyds Banking Group (CHIX:LLOYL) Overvalued in 2026?
Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued.
The current stock price of £1.15 is trading 53.6% above its estimated GF Value™ of £0.75.
GuruFocus considers Lloyds Banking Group to be Significantly Overvalued.
Key valuation signals for CHIX:LLOYL:
Earnings per Share (Diluted): £0.08
GF Value™: £0.75 vs. price of £1.15 (53.6% above fair value)
No single metric tells the full story. See the CHIX:LLOYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
59GF Score
Get the complete analysis for CHIX:LLOYL
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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