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FFD FinancialFFDF 72 3-Year Dividend Growth Rate is 15.80% as of Jun. 2025, which is 17% above its 10-year median of 13.50. GuruFocus rates FFDF with a GF Score™ of 72/100 and a GF Value™ of $42.77 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 960 Banks companies, FFD Financial ranks better than 61.98% on this metric.
The historical rank and industry rank for FFD Financial's 3-Year Dividend Growth Rate or its related term are showing as below:
FFDF'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 2.3 Med: 13.5 Max: 30.7
Current: 15.8
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of FFD Financial was 30.70% per year. The lowest was 2.30% per year. And the median was 13.50% per year.
FFDF's 3-Year Dividend Growth Rate is ranked better than 61.98% of 960
companies
in the Banks industry
Industry Median: 10.1
vs FFDF: 15.80
During the past 12 months, FFD Financial's average Dividends Per Share Growth Rate was 6.20% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 15.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 16.10% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 19.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of FFD Financial was 0.51. The lowest was 0.23. And the median was 0.26.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
FFD Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.340000
2026-08-07
2026-08-07
2026-08-14
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.340000
2026-05-01
2026-05-01
2026-05-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.340000
2026-02-02
2026-02-02
2026-02-13
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.340000
2025-11-07
2025-11-07
2025-11-17
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
FFD Financial's Dividend Yield (%) for Today is calculated as
Current Share Price is $47.64.
FFD Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.36.
During the past 13 years, the highest Dividend Yield of FFD Financial was 4.22%. The lowest was 1.76%. And the median was 2.61%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FFD Financial 3-Year Dividend Growth Rate Related Terms>
FFDF vs CMRB, LSBK, CHBH: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, FFD Financial's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FFD Financial 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, FFD Financial's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where FFD Financial's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 15.80% mean?
FFD Financial (FFDF) has a 3-Year Dividend Growth Rate of 15.80% as of Jun. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on FFD Financial and its competitors. This is 17% above median its historical median of 13.50. Over the past decade, FFD Financial's 3-Year Dividend Growth Rate has ranged from 2.30 to 30.70. According to the industry distribution chart, FFD Financial ranks #365 out of 960 companies in the Banks industry, placing it in the top 38%.
Is FFD Financial's 3-Year Dividend Growth Rate too high?
FFD Financial's current 3-Year Dividend Growth Rate of 15.80% is 17% above median its 10-year median of 13.50. Over the past 10 years, this metric has ranged from a low of 2.30 to a high of 30.70. The Banks industry median 3-Year Dividend Growth Rate is 10.10. FFD Financial's value of 15.80% is 56.4% above this industry median. Based on the distribution chart, FFD Financial ranks #365 out of 960 companies in the Banks industry, which is above the industry midpoint. Overall, FFD Financial has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FFD Financial's 3-Year Dividend Growth Rate compare to CMRB and LSBK?
According to the Banks industry distribution chart, FFD Financial ranks #365 out of 960 companies for 3-Year Dividend Growth Rate. This puts FFD Financial in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. FFD Financial's value of 15.80% is 56.4% above this benchmark. Historically, FFD Financial's own 3-Year Dividend Growth Rate has ranged from 2.30 to 30.70 over the past decade. While the company's 10-year median is 13.50 vs. the industry median of 10.10, FFD Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 960 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FFD Financial's current 3-Year Dividend Growth Rate of 15.80% is 56.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on FFD Financial and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FFD Financial's current 3-Year Dividend Growth Rate is 15.80%, which is 17% above median its own 10-year median of 13.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFD Financial stock overvalued right now?
Based on GuruFocus' analysis, FFD Financial (FFDF) is currently considered Modestly Overvalued. The stock's GF Value™ is $42.77, compared to a current price of $47.64 — trading 11.4% above its estimated fair value. The current 3-Year Dividend Growth Rate is 15.80%, which is 17% above median its 10-year median of 13.50 and 56.4% above the Banks industry median of 10.10. FFD Financial's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For FFD Financial (FFDF), the current 3-Year Dividend Growth Rate is 15.80% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FFD Financial (FFDF) Overvalued in 2026?
Based on GuruFocus' analysis, FFD Financial stock appears to be overvalued.
The current stock price of $47.64 is trading 11.4% above its estimated GF Value™ of $42.77.
GuruFocus considers FFD Financial to be Modestly Overvalued.
Key valuation signals for FFDF:
3-Year Dividend Growth Rate: 15.80% (17% above median its 10-year median of 13.50)
GF Value™: $42.77 vs. price of $47.64 (11.4% above fair value)
Industry Position: 56.4% above the Banks median (#365 of 960)
No single metric tells the full story. See the FFDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FFD Financial Corp is a bank holding company. It acts as a holding company for First Federal Community Bank. The bank offers personal and business banking products and services. The company's personal products and services include personal checking, debit cards, credit cards, personal savings, personal loans, and account services. The business products and services include business checking, business debit cards, business credit cards, business savings, business loans, account services, and cash management. The bank also offers loans and mortgages, which include personal loans, credit cards, and business loans. Its services and tools include account services and cash management.
72GF Score
Get the complete analysis for FFDF
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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