FFDF (FFD Financial) EPS (Basic): $4.28 (TTM As of Jun. 2025)


FFDF FFD Financial Corp FFDF
72 GF Score
Price $45.06
GF Value $42.19
Valuation Fairly Valued
! 4 Warning Signs
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What is FFD Financial EPS (Basic)?

FFD Financial FFDF +0.02% 72 EPS (Basic) is $4.28 as of Jun. 2025. GuruFocus rates FFDF with a GF Score™ of 72/100 and a GF Value™ of $42.19 (Fairly Valued). The stock has 4 warning signs investors should review.

FFD Financial's basic earnings per share (Basic EPS) for the six months ended in Jun. 2025 was $4.28. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Jun. 2025 was $4.28.

FFD Financial's EPS (Diluted) for the six months ended in Jun. 2025 was $4.27. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Jun. 2025 was $4.27.

FFD Financial's EPS without NRI for the six months ended in Jun. 2025 was $4.27. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Jun. 2025 was 4.27.

During the past 12 months, FFD Financial's average EPS without NRIGrowth Rate was 8.70% per year. During the past 3 years, the average EPS without NRI Growth Rate was 11.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 12.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 27.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, FFD Financial's highest 3-Year average EPS without NRI Growth Rate was 72.70% per year. The lowest was -21.70% per year. And the median was 11.15% per year.

FFD Financial  (OTCPK:FFDF) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

FFD Financial EPS (Basic) Related Terms

FFD Financial EPS (Basic) Historical Data

* Premium members only.

The historical data trend for FFD Financial's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FFD Financial EPS (Basic) Chart

FFD Financial Annual Data
Trend Jun11 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.99 3.09 3.76 3.94 4.28

FFD Financial Semi-Annual Data
Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07 Jun08 Jun09 Jun10 Jun11 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.99 3.09 3.76 3.94 4.28
FFDF
72GF Score
FFD Financial Corp FFDF
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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FFD Financial EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

FFD Financial's Basic EPS for the fiscal year that ended in Jun. 2025 is calculated as

Basic EPS (A: Jun. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(12.515-0)/2.928
=4.27

FFD Financial's Basic EPS for the quarter that ended in Jun. 2025 is calculated as

Basic EPS (Q: Jun. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(12.515-0)/2.928
=4.27

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2025 was $4.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $4.28 mean?
FFD Financial (FFDF) has a EPS (Basic) of $4.28 as of Jun. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on FFD Financial and its competitors.
Is FFD Financial's EPS (Basic) too high?
FFD Financial's current EPS (Basic) is $4.28. Overall, FFD Financial has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FFD Financial's EPS (Basic) compare to WRIV and PNBK?
FFD Financial's EPS (Basic) of $4.28 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on FFD Financial and its competitors. FFD Financial's current EPS (Basic) is $4.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFD Financial stock overvalued right now?
Based on GuruFocus' analysis, FFD Financial (FFDF) is currently considered Fairly Valued. The stock's GF Value™ is $42.19, compared to a current price of $45.06 — trading 6.8% above its estimated fair value. The current EPS (Basic) is $4.28. FFD Financial's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For FFD Financial (FFDF), the current EPS (Basic) is $4.28 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFD Financial (FFDF) Overvalued in 2026?

Based on GuruFocus' analysis, FFD Financial stock appears to be overvalued. The current stock price of $45.06 is trading 6.8% above its estimated GF Value™ of $42.19. GuruFocus considers FFD Financial to be Fairly Valued.

Key valuation signals for FFDF:

  • EPS (Basic): $4.28
  • GF Value™: $42.19 vs. price of $45.06 (6.8% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the FFDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FFD Financial Business Description

Address 141 W Ohio Avenue, PO Box 38, Dover, OH, USA, 44622
FFD Financial Corp is a bank holding company. It acts as a holding company for First Federal Community Bank. The bank offers personal and business banking products and services. The company's personal products and services include personal checking, debit cards, credit cards, personal savings, personal loans, and account services. The business products and services include business checking, business debit cards, business credit cards, business savings, business loans, account services, and cash management. The bank also offers loans and mortgages, which include personal loans, credit cards, and business loans. Its services and tools include account services and cash management.
72GF Score

Get the complete analysis for FFDF

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.06
Price
$42.19
GF Value