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FFD FinancialFFDF 72 Equity-to-Asset is 0.09 as of Jun. 2025, which is at its 10-year median of 0.09. GuruFocus rates FFDF with a GF Score™ of 72/100 and a GF Value™ of $42.44 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, FFD Financial ranks worse than 55.11% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. FFD Financial's Total Stockholders Equity for the quarter that ended in Jun. 2025 was $72.94 Mil. FFD Financial's Total Assets for the quarter that ended in Jun. 2025 was $849.00 Mil.
Therefore, FFD Financial's Equity to Asset Ratio for the quarter that ended in Jun. 2025 was 0.09.
The historical rank and industry rank for FFD Financial's Equity-to-Asset or its related term are showing as below:
FFDF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08 Med: 0.09 Max: 0.09
Current: 0.09
During the past 13 years, the highest Equity to Asset Ratio of FFD Financial was 0.09. The lowest was 0.08. And the median was 0.09.
FFDF's Equity-to-Asset is ranked worse than 55.11% of 1526
companies
in the Banks industry
Industry Median: 0.1
vs FFDF: 0.09
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
FFD Financial Equity-to-Asset Related Terms
FFD Financial Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for FFD Financial's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FFDF vs FMBM, WRIV, CBBI: Equity-to-Asset Comparison
For the Banks - Regional subindustry, FFD Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FFD Financial Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, FFD Financial's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where FFD Financial's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
FFD Financial's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FFD Financial (FFDF) has a Equity-to-Asset of 0.09 as of Jun. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on FFD Financial and its competitors. This is near median its historical median of 0.09. Over the past decade, FFD Financial's Equity-to-Asset has ranged from 0.08 to 0.09. According to the industry distribution chart, FFD Financial ranks #841 out of 1526 companies in the Banks industry, placing it in the top 55.1%.
Is FFD Financial's Equity-to-Asset too high?
FFD Financial's current Equity-to-Asset of 0.09 is near median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.09. The Banks industry median Equity-to-Asset is 0.10. FFD Financial's value of 0.09 is 10% below this industry median. Based on the distribution chart, FFD Financial ranks #841 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, FFD Financial has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FFD Financial's Equity-to-Asset compare to FMBM and WRIV?
According to the Banks industry distribution chart, FFD Financial ranks #841 out of 1526 companies for Equity-to-Asset. This places FFD Financial in the lower half of its industry. The industry median Equity-to-Asset is 0.10. FFD Financial's value of 0.09 is 10% below this benchmark. Historically, FFD Financial's own Equity-to-Asset has ranged from 0.08 to 0.09 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, FFD Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FFD Financial's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on FFD Financial and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FFD Financial's current Equity-to-Asset is 0.09, which is near median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFD Financial stock overvalued right now?
Based on GuruFocus' analysis, FFD Financial (FFDF) is currently considered Fairly Valued. The stock's GF Value™ is $42.44, compared to a current price of $45.45 — trading 7.1% above its estimated fair value. The current Equity-to-Asset is 0.09, which is near median its 10-year median of 0.09 and 10% below the Banks industry median of 0.10. FFD Financial's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For FFD Financial (FFDF), the current Equity-to-Asset is 0.09 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FFD Financial (FFDF) Overvalued in 2026?
Based on GuruFocus' analysis, FFD Financial stock appears to be overvalued.
The current stock price of $45.45 is trading 7.1% above its estimated GF Value™ of $42.44.
GuruFocus considers FFD Financial to be Fairly Valued.
Key valuation signals for FFDF:
Equity-to-Asset: 0.09 (near median its 10-year median of 0.09)
GF Value™: $42.44 vs. price of $45.45 (7.1% above fair value)
Industry Position: 10% below the Banks median (#841 of 1526)
No single metric tells the full story. See the FFDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FFD Financial Corp is a bank holding company. It acts as a holding company for First Federal Community Bank. The bank offers personal and business banking products and services. The company's personal products and services include personal checking, debit cards, credit cards, personal savings, personal loans, and account services. The business products and services include business checking, business debit cards, business credit cards, business savings, business loans, account services, and cash management. The bank also offers loans and mortgages, which include personal loans, credit cards, and business loans. Its services and tools include account services and cash management.
72GF Score
Get the complete analysis for FFDF
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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