FFD FinancialFFDF +0.02%72 PEG Ratio is 0.99 as of Jun. 28, 2026, which is 50% above its 10-year median of 0.66. GuruFocus rates FFDF with a GF Score™ of 72/100 and a GF Value™ of $42.19 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,231 Banks companies, FFD Financial ranks better than 67.75% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, FFD Financial's PE Ratio without NRI is 10.55. FFD Financial's 5-Year Book Value growth rate is 10.70%. Therefore, FFD Financial's PEG Ratio for today is 0.99.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for FFD Financial's PEG Ratio or its related term are showing as below:
FFDF'
s PEG Ratio Range Over the Past 10 Years
Min: 0.4 Med: 0.66 Max: 1.11
Current: 0.99
During the past 13 years, FFD Financial's highest PEG Ratio was 1.11. The lowest was 0.40. And the median was 0.66.
FFDF's PEG Ratio is ranked better than 67.75% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs FFDF: 0.99
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
FFD Financial (OTCPK:FFDF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
FFD Financial PEG Ratio Related Terms
FFD Financial PEG Ratio Historical Data
* Premium members only.
The historical data trend for FFD Financial's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, FFD Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FFD Financial PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, FFD Financial's PEG Ratio distribution charts can be found below:
* The bar in red indicates where FFD Financial's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
FFD Financial (FFDF) has a PEG Ratio of 0.99 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on FFD Financial and its competitors. This is 50% above median its historical median of 0.66. Over the past decade, FFD Financial's PEG Ratio has ranged from 0.40 to 1.11. According to the industry distribution chart, FFD Financial ranks #397 out of 1231 companies in the Banks industry, placing it in the top 32.3%.
Is FFD Financial's PEG Ratio too high?
FFD Financial's current PEG Ratio of 0.99 is 50% above median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 1.11. The Banks industry median PEG Ratio is 1.52. FFD Financial's value of 0.99 is 34.9% below this industry median. Based on the distribution chart, FFD Financial ranks #397 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, FFD Financial has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FFD Financial's PEG Ratio compare to WRIV and PNBK?
According to the Banks industry distribution chart, FFD Financial ranks #397 out of 1231 companies for PEG Ratio. This puts FFD Financial in the upper half of its industry. The industry median PEG Ratio is 1.52. FFD Financial's value of 0.99 is 34.9% below this benchmark. Historically, FFD Financial's own PEG Ratio has ranged from 0.40 to 1.11 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 1.52, FFD Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FFD Financial's current PEG Ratio of 0.99 is 34.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on FFD Financial and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FFD Financial's current PEG Ratio is 0.99, which is 50% above median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFD Financial stock overvalued right now?
Based on GuruFocus' analysis, FFD Financial (FFDF) is currently considered Fairly Valued. The stock's GF Value™ is $42.19, compared to a current price of $45.06 — trading 6.8% above its estimated fair value. The current PEG Ratio is 0.99, which is 50% above median its 10-year median of 0.66 and 34.9% below the Banks industry median of 1.52. FFD Financial's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For FFD Financial (FFDF), the current PEG Ratio is 0.99 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FFD Financial (FFDF) Overvalued in 2026?
Based on GuruFocus' analysis, FFD Financial stock appears to be overvalued.
The current stock price of $45.06 is trading 6.8% above its estimated GF Value™ of $42.19.
GuruFocus considers FFD Financial to be Fairly Valued.
Key valuation signals for FFDF:
PEG Ratio: 0.99 (50% above median its 10-year median of 0.66)
GF Value™: $42.19 vs. price of $45.06 (6.8% above fair value)
Industry Position: 34.9% below the Banks median (#397 of 1231)
No single metric tells the full story. See the FFDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FFD Financial Corp is a bank holding company. It acts as a holding company for First Federal Community Bank. The bank offers personal and business banking products and services. The company's personal products and services include personal checking, debit cards, credit cards, personal savings, personal loans, and account services. The business products and services include business checking, business debit cards, business credit cards, business savings, business loans, account services, and cash management. The bank also offers loans and mortgages, which include personal loans, credit cards, and business loans. Its services and tools include account services and cash management.
72GF Score
Get the complete analysis for FFDF
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