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FFD FinancialFFDF 72 Price-to-Tangible-Book is 1.93 as of Aug. 28, 2026. GuruFocus rates FFDF with a GF Score™ of 72/100 and a GF Value™ of $43.01 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,498 Banks companies, FFD Financial ranks worse than 83.98% on this metric.
Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
FFD Financial Price-to-Tangible-Book Related Terms
FFD Financial Price-to-Tangible-Book Historical Data
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The historical data trend for FFD Financial's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FFDF vs CMRB, LSBK, CHBH: Price-to-Tangible-Book Comparison
For the Banks - Regional subindustry, FFD Financial's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FFD Financial Price-to-Tangible-Book vs Banks Industry
For the Banks industry and Financial Services sector, FFD Financial's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where FFD Financial's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
FFD Financial (FFDF) has a Price-to-Tangible-Book of 1.93 as of Aug. 28, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on FFD Financial and its competitors. According to the industry distribution chart, FFD Financial ranks #1258 out of 1498 companies in the Banks industry, placing it in the top 84%.
Is FFD Financial's Price-to-Tangible-Book too high?
FFD Financial's current Price-to-Tangible-Book is 1.93. The Banks industry median Price-to-Tangible-Book is 1.19. FFD Financial's value of 1.93 is 62.2% above this industry median. Based on the distribution chart, FFD Financial ranks #1258 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, FFD Financial has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FFD Financial's Price-to-Tangible-Book compare to CMRB and LSBK?
According to the Banks industry distribution chart, FFD Financial ranks #1258 out of 1498 companies for Price-to-Tangible-Book. This places FFD Financial in the lower half of its industry. The industry median Price-to-Tangible-Book is 1.19. FFD Financial's value of 1.93 is 62.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.19, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FFD Financial's current Price-to-Tangible-Book of 1.93 is 62.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on FFD Financial and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FFD Financial's current Price-to-Tangible-Book is 1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFD Financial stock overvalued right now?
Based on GuruFocus' analysis, FFD Financial (FFDF) is currently considered Modestly Overvalued. The stock's GF Value™ is $43.01, compared to a current price of $47.75 — trading 11% above its estimated fair value. The current Price-to-Tangible-Book is 1.93 and 62.2% above the Banks industry median of 1.19. FFD Financial's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For FFD Financial (FFDF), the current Price-to-Tangible-Book is 1.93 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FFD Financial (FFDF) Overvalued in 2026?
Based on GuruFocus' analysis, FFD Financial stock appears to be overvalued.
The current stock price of $47.75 is trading 11% above its estimated GF Value™ of $43.01.
GuruFocus considers FFD Financial to be Modestly Overvalued.
Key valuation signals for FFDF:
Price-to-Tangible-Book: 1.93
GF Value™: $43.01 vs. price of $47.75 (11% above fair value)
Industry Position: 62.2% above the Banks median (#1258 of 1498)
No single metric tells the full story. See the FFDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FFD Financial Corp is a bank holding company. It acts as a holding company for First Federal Community Bank. The bank offers personal and business banking products and services. The company's personal products and services include personal checking, debit cards, credit cards, personal savings, personal loans, and account services. The business products and services include business checking, business debit cards, business credit cards, business savings, business loans, account services, and cash management. The bank also offers loans and mortgages, which include personal loans, credit cards, and business loans. Its services and tools include account services and cash management.
72GF Score
Get the complete analysis for FFDF
Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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