FFD FinancialFFDF 72 3-1 Month Momentum % is 5.14% as of Jul. 09, 2026. GuruFocus rates FFDF with a GF Score™ of 72/100 and a GF Value™ of $42.35 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,586 Banks companies, FFD Financial ranks better than 70.3% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-09), FFD Financial's 3-1 Month Momentum % is 5.14%.
The industry rank for FFD Financial's 3-1 Month Momentum % or its related term are showing as below:
FFDF's 3-1 Month Momentum % is ranked better than 70.3% of 1586
companies
in the Banks industry
Industry Median: 2.59
vs FFDF: 5.14
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
FFD Financial 3-1 Month Momentum % Related Terms
FFDF vs FMBM, WRIV, CBBI: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, FFD Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FFD Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, FFD Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where FFD Financial's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FFD Financial (FFDF) has a 3-1 Month Momentum % of 5.14% as of Jul. 09, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on FFD Financial and its competitors. According to the industry distribution chart, FFD Financial ranks #471 out of 1586 companies in the Banks industry, placing it in the top 29.7%.
Is FFD Financial's 3-1 Month Momentum % too high?
FFD Financial's current 3-1 Month Momentum % is 5.14%. The Banks industry median 3-1 Month Momentum % is 2.59. FFD Financial's value of 5.14% is 98.5% above this industry median. Based on the distribution chart, FFD Financial ranks #471 out of 1586 companies in the Banks industry, which is above the industry midpoint. Overall, FFD Financial has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FFD Financial's 3-1 Month Momentum % compare to FMBM and WRIV?
According to the Banks industry distribution chart, FFD Financial ranks #471 out of 1586 companies for 3-1 Month Momentum %. This puts FFD Financial in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.59. FFD Financial's value of 5.14% is 98.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.59, based on 1,586 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FFD Financial's current 3-1 Month Momentum % of 5.14% is 98.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on FFD Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FFD Financial's current 3-1 Month Momentum % is 5.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFD Financial stock overvalued right now?
Based on GuruFocus' analysis, FFD Financial (FFDF) is currently considered Fairly Valued. The stock's GF Value™ is $42.35, compared to a current price of $45.45 — trading 7.3% above its estimated fair value. The current 3-1 Month Momentum % is 5.14% and 98.5% above the Banks industry median of 2.59. FFD Financial's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For FFD Financial (FFDF), the current 3-1 Month Momentum % is 5.14% as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FFD Financial (FFDF) Overvalued in 2026?
Based on GuruFocus' analysis, FFD Financial stock appears to be overvalued.
The current stock price of $45.45 is trading 7.3% above its estimated GF Value™ of $42.35.
GuruFocus considers FFD Financial to be Fairly Valued.
Key valuation signals for FFDF:
3-1 Month Momentum %: 5.14%
GF Value™: $42.35 vs. price of $45.45 (7.3% above fair value)
Industry Position: 98.5% above the Banks median (#471 of 1586)
No single metric tells the full story. See the FFDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FFD Financial Corp is a bank holding company. It acts as a holding company for First Federal Community Bank. The bank offers personal and business banking products and services. The company's personal products and services include personal checking, debit cards, credit cards, personal savings, personal loans, and account services. The business products and services include business checking, business debit cards, business credit cards, business savings, business loans, account services, and cash management. The bank also offers loans and mortgages, which include personal loans, credit cards, and business loans. Its services and tools include account services and cash management.
72GF Score
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