Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, FFD Financial's Enterprise Value is $54.56 Mil.
FFD Financial's Revenue for the trailing twelve months (TTM) ended in Jun. 2025 was $31.67 Mil. Therefore, FFD Financial's EV-to-Revenue ratio for today is 1.72.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, FFD Financial's Enterprise Value is $54.56 Mil.
FFD Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2025 was $11.22 Mil. Therefore, FFD Financial's EV-to-FCF ratio for today is 4.86.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
FFD Financial (OTCPK:FFDF) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
FFD Financial's current Enterprise Value is $54.56 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. FFD Financial's Revenue for the trailing twelve months (TTM) ended in Jun. 2025 was $31.67 Mil.
FFD Financial's current Enterprise Value is $54.56 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. FFD Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2025 was $14.34 Mil.
FFD Financial's current Enterprise Value is $54.56 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. FFD Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2025 was $11.22 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FFD Financial Enterprise Value Related Terms
FFD Financial Enterprise Value Historical Data
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The historical data trend for FFD Financial's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FFDF vs WRIV, PNBK, BEOB: Enterprise Value Comparison
For the Banks - Regional subindustry, FFD Financial's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FFD Financial Enterprise Value vs Banks Industry
For the Banks industry and Financial Services sector, FFD Financial's Enterprise Value distribution charts can be found below:
* The bar in red indicates where FFD Financial's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
FFD Financial's Enterprise Value for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FFD Financial (FFDF) has a Enterprise Value of $54.56 Mil as of Jun. 28, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on FFD Financial and its competitors.
Is FFD Financial's Enterprise Value too high?
FFD Financial's current Enterprise Value is $54.56 Mil. Overall, FFD Financial has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FFD Financial's Enterprise Value compare to WRIV and PNBK?
FFD Financial's Enterprise Value of $54.56 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on FFD Financial and its competitors. FFD Financial's current Enterprise Value is $54.56 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFD Financial stock overvalued right now?
Based on GuruFocus' analysis, FFD Financial (FFDF) is currently considered Fairly Valued. The stock's GF Value™ is $42.19, compared to a current price of $45.06 — trading 6.8% above its estimated fair value. The current Enterprise Value is $54.56 Mil. FFD Financial's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For FFD Financial (FFDF), the current Enterprise Value is $54.56 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FFD Financial (FFDF) Overvalued in 2026?
Based on GuruFocus' analysis, FFD Financial stock appears to be overvalued.
The current stock price of $45.06 is trading 6.8% above its estimated GF Value™ of $42.19.
GuruFocus considers FFD Financial to be Fairly Valued.
Key valuation signals for FFDF:
Enterprise Value: $54.56 Mil
GF Value™: $42.19 vs. price of $45.06 (6.8% above fair value)
No single metric tells the full story. See the FFDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FFD Financial Corp is a bank holding company. It acts as a holding company for First Federal Community Bank. The bank offers personal and business banking products and services. The company's personal products and services include personal checking, debit cards, credit cards, personal savings, personal loans, and account services. The business products and services include business checking, business debit cards, business credit cards, business savings, business loans, account services, and cash management. The bank also offers loans and mortgages, which include personal loans, credit cards, and business loans. Its services and tools include account services and cash management.
72GF Score
Get the complete analysis for FFDF
Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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