FFDF (FFD Financial) Net Change in Cash: $-16.44 Mil (TTM As of Jun. 2025)

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FFDF FFD Financial Corp FFDF
72 GF Score
Price $47.75
GF Value $43.04
Valuation Modestly Overvalued
! 4 Warning Signs
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What is FFD Financial Net Change in Cash?

FFD Financial FFDF 72 Net Change in Cash is $-16.44 Mil as of Jun. 2025. GuruFocus rates FFDF with a GF Score™ of 72/100 and a GF Value™ of $43.04 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Net Change in Cash is calculated as the total of Cash Flow from Operations , Cash Flow from Investing, Cash Flow from Financing, and Effect of Exchange Rate Changes.

FFD Financial's Net Change in Cash for the six months ended in Jun. 2025 was $-16.44 Mil. Its Net Change in Cash for the trailing twelve months (TTM) ended in Jun. 2025 was $-16.44 Mil.

FFD Financial Net Change in Cash Historical Data

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The historical data trend for FFD Financial's Net Change in Cash can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FFD Financial Net Change in Cash Chart

FFD Financial Annual Data
Trend Jun11 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Change in Cash
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.48 -3.11 19.30 5.93 -16.44

FFD Financial Semi-Annual Data
Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07 Jun08 Jun09 Jun10 Jun11 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Change in Cash Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.48 -3.11 19.30 5.93 -16.44
FFDF
72GF Score
FFD Financial Corp FFDF
Net Change in Cash is just one metric. See GF Score™, valuation, warning signs, and more.
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FFD Financial Net Change in Cash Calculation

FFD Financial's Net Change in Cash for the fiscal year that ended in Jun. 2025 is calculated as

Net Change in Cash= Cash Flow from Operations+Cash Flow from Investing+Cash Flow from Financing+Effect of Exchange Rate Changes
=14.34+-82.465+51.686+0
=-16.44

FFD Financial's Net Change in Cash for the quarter that ended in Jun. 2025

Net Change in Cash=Cash Flow from Operations+Cash Flow from Investing+Cash Flow from Financing+Effect of Exchange Rate Changes
=14.34+-82.465+51.686+0
=-16.44

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Net Change in Cash for the trailing twelve months (TTM) ended in Jun. 2025 was $-16.44 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Change in Cash →
What does a Net Change in Cash of $-16.44 Mil mean?
FFD Financial (FFDF) has a Net Change in Cash of $-16.44 Mil as of Jun. 2025. The net change in cash is the total change in cash and equivalents between the current period and the past period. View historical data for FFD Financial and its competitors.
Is FFD Financial's Net Change in Cash too high?
FFD Financial's current Net Change in Cash is $-16.44 Mil. Overall, FFD Financial has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FFD Financial's Net Change in Cash compare to OFED and FCPB?
FFD Financial's Net Change in Cash of $-16.44 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Change in Cash for a Banks company?
A good Net Change in Cash depends on the Banks industry context. However, Net Change in Cash should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Change in Cash mean?
A high Net Change in Cash can signal that a stock is expensive relative to its fundamentals. The net change in cash is the total change in cash and equivalents between the current period and the past period. View historical data for FFD Financial and its competitors. FFD Financial's current Net Change in Cash is $-16.44 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFD Financial stock overvalued right now?
Based on GuruFocus' analysis, FFD Financial (FFDF) is currently considered Modestly Overvalued. The stock's GF Value™ is $43.04, compared to a current price of $47.75 — trading 10.9% above its estimated fair value. The current Net Change in Cash is $-16.44 Mil. FFD Financial's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Change in Cash calculated?
Net Change in Cash is calculated from a company's financial statements. For FFD Financial (FFDF), the current Net Change in Cash is $-16.44 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFD Financial (FFDF) Overvalued in 2026?

Based on GuruFocus' analysis, FFD Financial stock appears to be overvalued. The current stock price of $47.75 is trading 10.9% above its estimated GF Value™ of $43.04. GuruFocus considers FFD Financial to be Modestly Overvalued.

Key valuation signals for FFDF:

  • Net Change in Cash: $-16.44 Mil
  • GF Value™: $43.04 vs. price of $47.75 (10.9% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the FFDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FFD Financial Business Description

Address 141 W Ohio Avenue, PO Box 38, Dover, OH, USA, 44622
FFD Financial Corp is a bank holding company. It acts as a holding company for First Federal Community Bank. The bank offers personal and business banking products and services. The company's personal products and services include personal checking, debit cards, credit cards, personal savings, personal loans, and account services. The business products and services include business checking, business debit cards, business credit cards, business savings, business loans, account services, and cash management. The bank also offers loans and mortgages, which include personal loans, credit cards, and business loans. Its services and tools include account services and cash management.
72GF Score

Get the complete analysis for FFDF

Net Change in Cash is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.75
Price
$43.04
GF Value