AEOJF (AEON Financial Service Co) E10: $0.71 (As of Feb. 2026)


AEOJF AEON Financial Service Co Ltd AEOJF
73 GF Score
Price $8.57
GF Value $9.36
! 2 Warning Signs
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What is AEON Financial Service Co E10?

AEON Financial Service Co AEOJF 73 E10 is $0.71 as of Feb. 2026. GuruFocus rates AEOJF with a GF Score™ of 73/100 and a GF Value™ of $9.36. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

AEON Financial Service Co's adjusted earnings per share data for the three months ended in Feb. 2026 was $0.198. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.71 for the trailing ten years ended in Feb. 2026.

During the past 12 months, AEON Financial Service Co's average E10 Growth Rate was -5.20% per year. During the past 3 years, the average E10 Growth Rate was 2.60% per year. During the past 5 years, the average E10 Growth Rate was 5.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of AEON Financial Service Co was 8.80% per year. The lowest was 2.60% per year. And the median was 7.20% per year.

As of today (2026-06-27), AEON Financial Service Co's current stock price is $8.57. AEON Financial Service Co's E10 for the quarter that ended in Feb. 2026 was $0.71. AEON Financial Service Co's Shiller PE Ratio of today is 12.07.

During the past 13 years, the highest Shiller PE Ratio of AEON Financial Service Co was 26.46. The lowest was 6.18. And the median was 9.56.


AEON Financial Service Co  (OTCPK:AEOJF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

AEON Financial Service Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=8.57/0.71
=12.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of AEON Financial Service Co was 26.46. The lowest was 6.18. And the median was 9.56.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


AEON Financial Service Co E10 Related Terms


AEON Financial Service Co E10 Historical Data

* Premium members only.

The historical data trend for AEON Financial Service Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AEON Financial Service Co E10 Chart

AEON Financial Service Co Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Feb21 Feb22 Feb23 Feb24 Feb25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.97 1.46 1.13 1.08 0.99

AEON Financial Service Co Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 0.89 0.86 0.82 0.71

AEOJF vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, AEON Financial Service Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AEON Financial Service Co Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, AEON Financial Service Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where AEON Financial Service Co's Shiller PE Ratio falls into.


AEOJF
73GF Score
AEON Financial Service Co Ltd AEOJF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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AEON Financial Service Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, AEON Financial Service Co's adjusted earnings per share data for the three months ended in Feb. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Feb. 2026 (Change)*Current CPI (Feb. 2026)
=0.198/112.2000*112.2000
=0.198

Current CPI (Feb. 2026) = 112.2000.

AEON Financial Service Co Quarterly Data

per share eps CPI Adj_EPS
201603 0.545 97.900 0.625
201606 0.427 98.100 0.488
201609 0.387 98.000 0.443
201612 0.333 98.400 0.380
201703 0.539 98.100 0.616
201706 0.278 98.500 0.317
201709 0.404 98.800 0.459
201712 0.340 99.400 0.384
201803 0.529 99.200 0.598
201806 0.296 99.200 0.335
201809 0.413 99.900 0.464
201812 0.461 99.700 0.519
201903 0.384 99.700 0.432
201906 0.293 99.800 0.329
201909 0.200 100.100 0.224
201912 0.428 100.500 0.478
202005 -0.047 100.100 -0.053
202008 0.112 100.100 0.126
202011 0.380 99.500 0.429
202102 0.336 99.800 0.378
202105 0.495 99.400 0.559
202108 0.274 99.700 0.308
202111 0.170 100.100 0.191
202202 0.316 100.700 0.352
202205 0.285 101.800 0.314
202208 0.352 102.700 0.385
202211 0.136 103.900 0.147
202302 0.289 104.000 0.312
202305 0.122 105.100 0.130
202308 0.116 105.900 0.123
202311 0.050 106.900 0.052
202402 0.373 106.900 0.391
202405 0.181 108.100 0.188
202408 0.131 109.100 0.135
202411 0.107 110.000 0.109
202502 0.058 110.800 0.059
202505 0.139 111.800 0.139
202508 0.138 112.100 0.138
202511 0.170 113.200 0.168
202602 0.198 112.200 0.198

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.71 mean?
AEON Financial Service Co (AEOJF) has a E10 of $0.71 as of Feb. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on AEON Financial Service Co and its competitors.
Is AEON Financial Service Co's E10 too high?
AEON Financial Service Co's current E10 is $0.71. Overall, AEON Financial Service Co has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does AEON Financial Service Co's E10 compare to V and MA?
AEON Financial Service Co's E10 of $0.71 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on AEON Financial Service Co and its competitors. AEON Financial Service Co's current E10 is $0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Financial Service Co stock overvalued right now?
AEON Financial Service Co (AEOJF) has a current E10 of $0.71. The stock's GF Value™ is $9.36, compared to a current price of $8.57 — trading 8.4% below its estimated fair value. The current E10 is $0.71. AEON Financial Service Co's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For AEON Financial Service Co (AEOJF), the current E10 is $0.71 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AEON Financial Service Co (AEOJF) Overvalued in 2026?

Based on GuruFocus' analysis, AEON Financial Service Co stock appears to be undervalued. The current stock price of $8.57 is trading 8.4% below its estimated GF Value™ of $9.36.

Key valuation signals for AEOJF:

  • E10: $0.71
  • GF Value™: $9.36 vs. price of $8.57 (8.4% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the AEOJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AEON Financial Service Co Business Description

Other Exchanges 8570:Japan
Address 1-1 Kanda Nishikicho, Chiyoda-ku, Tokyo, JPN
AEON Financial Service Co Ltd is a comprehensive financial group consisting of a bank holding company and its subsidiaries, which grew out of Aeon Group's retail operations. It currently operates a network of hundreds of sales bases throughout Asia, particularly in Japan, China, Thailand, and Malaysia. The bank provides various financial services, payment services, housing loans, deposits, installment sales, and overseas services to customers through points of sale closely linked to community lifestyles. These include shopping centers and retail malls, convenience stores, and specialty stores, among others. Net fee and commission income is the company's main source of net revenue.
73GF Score

Get the complete analysis for AEOJF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.57
Price
$9.36
GF Value