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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. AEON Financial Service Co's retained earnings for the quarter that ended in Feb. 2026 was $1,934 Mil.
AEON Financial Service Co's quarterly retained earnings
declined
from Aug. 2025 ($1,987 Mil) to Nov. 2025 ($1,891 Mil) but then
increased
from Nov. 2025 ($1,891 Mil) to Feb. 2026 ($1,934 Mil).
AEON Financial Service Co's annual retained earnings
declined
from Feb. 2023 ($2,091 Mil) to Feb. 2024 ($1,912 Mil) but then
increased
from Feb. 2024 ($1,912 Mil) to Feb. 2025 ($1,915 Mil).
AEON Financial Service Co (OTCPK:AEOJF) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
AEON Financial Service Co Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEON Financial Service Co Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
AEON Financial Service Co (AEOJF) has a Retained Earnings of $1,934 Mil as of Feb. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on AEON Financial Service Co and its competitors.
Is AEON Financial Service Co's Retained Earnings too high?
AEON Financial Service Co's current Retained Earnings is $1,934 Mil. Overall, AEON Financial Service Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does AEON Financial Service Co's Retained Earnings compare to V and MA?
AEON Financial Service Co's Retained Earnings of $1,934 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on AEON Financial Service Co and its competitors. AEON Financial Service Co's current Retained Earnings is $1,934 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Financial Service Co stock overvalued right now?
AEON Financial Service Co (AEOJF) has a current Retained Earnings of $1,934 Mil. The stock's GF Value™ is $9.11, compared to a current price of $8.57 — trading 5.9% below its estimated fair value. The current Retained Earnings is $1,934 Mil. AEON Financial Service Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For AEON Financial Service Co (AEOJF), the current Retained Earnings is $1,934 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AEON Financial Service Co (AEOJF) Overvalued in 2026?
Based on GuruFocus' analysis, AEON Financial Service Co stock appears to be undervalued.
The current stock price of $8.57 is trading 5.9% below its estimated GF Value™ of $9.11.
Key valuation signals for AEOJF:
Retained Earnings: $1,934 Mil
GF Value™: $9.11 vs. price of $8.57 (5.9% below fair value)
No single metric tells the full story. See the AEOJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AEON Financial Service Co Ltd is a comprehensive financial group consisting of a bank holding company and its subsidiaries, which grew out of Aeon Group's retail operations. It currently operates a network of hundreds of sales bases throughout Asia, particularly in Japan, China, Thailand, and Malaysia. The bank provides various financial services, payment services, housing loans, deposits, installment sales, and overseas services to customers through points of sale closely linked to community lifestyles. These include shopping centers and retail malls, convenience stores, and specialty stores, among others. Net fee and commission income is the company's main source of net revenue.
67GF Score
Get the complete analysis for AEOJF
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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