AEOJF (AEON Financial Service Co) Selling, General, & Admin. Expense: $2,831 Mil (TTM As of Feb. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AEOJF AEON Financial Service Co Ltd AEOJF
67 GF Score
Price $8.57
GF Value $9.11
! 2 Warning Signs
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What is AEON Financial Service Co Selling, General, & Admin. Expense?

AEON Financial Service Co AEOJF 67 Selling, General, & Admin. Expense is $2,831 Mil as of Feb. 2026. GuruFocus rates AEOJF with a GF Score™ of 67/100 and a GF Value™ of $9.11. The stock has 2 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. AEON Financial Service Co's selling, general, & admin. expense for the three months ended in Feb. 2026 was $698 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Feb. 2026 was $2,831 Mil.


AEON Financial Service Co  (OTCPK:AEOJF) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


AEON Financial Service Co Selling, General, & Admin. Expense Related Terms


AEON Financial Service Co Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for AEON Financial Service Co's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AEON Financial Service Co Selling, General, & Admin. Expense Chart

AEON Financial Service Co Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Feb21 Feb22 Feb23 Feb24 Feb25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,403.85 3,016.80 2,570.79 2,546.58 2,680.31

AEON Financial Service Co Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 708.07 734.38 697.29 697.55 702.11

AEOJF vs V, MA, AXP: Selling, General, & Admin. Expense Comparison

For the Credit Services subindustry, AEON Financial Service Co's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AEON Financial Service Co Selling, General, & Admin. Expense vs Credit Services Industry

For the Credit Services industry and Financial Services sector, AEON Financial Service Co's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where AEON Financial Service Co's Selling, General, & Admin. Expense falls into.


AEOJF
67GF Score
AEON Financial Service Co Ltd AEOJF
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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AEON Financial Service Co Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Feb. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,831 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $2,831 Mil mean?
AEON Financial Service Co (AEOJF) has a Selling, General, & Admin. Expense of $2,831 Mil as of Feb. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on AEON Financial Service Co and its competitors.
Is AEON Financial Service Co's Selling, General, & Admin. Expense too high?
AEON Financial Service Co's current Selling, General, & Admin. Expense is $2,831 Mil. Overall, AEON Financial Service Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does AEON Financial Service Co's Selling, General, & Admin. Expense compare to V and MA?
AEON Financial Service Co's Selling, General, & Admin. Expense of $2,831 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on AEON Financial Service Co and its competitors. AEON Financial Service Co's current Selling, General, & Admin. Expense is $2,831 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Financial Service Co stock overvalued right now?
AEON Financial Service Co (AEOJF) has a current Selling, General, & Admin. Expense of $2,831 Mil. The stock's GF Value™ is $9.11, compared to a current price of $8.57 — trading 5.9% below its estimated fair value. The current Selling, General, & Admin. Expense is $2,831 Mil. AEON Financial Service Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For AEON Financial Service Co (AEOJF), the current Selling, General, & Admin. Expense is $2,831 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AEON Financial Service Co (AEOJF) Overvalued in 2026?

Based on GuruFocus' analysis, AEON Financial Service Co stock appears to be undervalued. The current stock price of $8.57 is trading 5.9% below its estimated GF Value™ of $9.11.

Key valuation signals for AEOJF:

  • Selling, General, & Admin. Expense: $2,831 Mil
  • GF Value™: $9.11 vs. price of $8.57 (5.9% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the AEOJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AEON Financial Service Co Business Description

Other Exchanges 8570:Japan
Address 1-1 Kanda Nishikicho, Chiyoda-ku, Tokyo, JPN
AEON Financial Service Co Ltd is a comprehensive financial group consisting of a bank holding company and its subsidiaries, which grew out of Aeon Group's retail operations. It currently operates a network of hundreds of sales bases throughout Asia, particularly in Japan, China, Thailand, and Malaysia. The bank provides various financial services, payment services, housing loans, deposits, installment sales, and overseas services to customers through points of sale closely linked to community lifestyles. These include shopping centers and retail malls, convenience stores, and specialty stores, among others. Net fee and commission income is the company's main source of net revenue.
67GF Score

Get the complete analysis for AEOJF

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.57
Price
$9.11
GF Value